Franklin County property record for 1020 Elm Dr, Saint Clair, MO 63077
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,566 sqft · built 1963 |
| Lot Size | 0.6 acres (26,136 sqft) |
| Owner | Owner Name on File |
| Last Sale | $63,750 (Jan 2011) |
| Tax Bill | $2,124 (2025) |
| Deeds & Mortgages | Mar 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-7-25.0-1-099-031.000 |
| Primary APN | 22-7-25.0-1-099-031.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,566 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Architectural Style | A-Frame |
| Construction Type | Frame |
| Lot Area | 26,136 sqft (0.6 acres) |
| Garage Area | 420 sqft |
| Patio Area | 812 sqft |
| Street Address | 1020 ELM DR |
|---|---|
| City | SAINT CLAIR |
| State | MO |
| Zip | 63077-1023 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT NW NW NE,W OF ELM DR |
| Legal Range | 01W |
| Legal Township | 42 |
| Legal Section | 25 |
| Legal Quarter | NE |
| Legal Block | 99 |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | CENTRAL |
| Census Block Group | 2 |
| Census Block | 2097 |
| Census Tract | 800903 |
Source: Franklin County records · APN 22-7-25.0-1-099-031.000
Assessment roll updated May 31, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 628 BETHEL CHURCH RD, LONEDELL, MO 63060-1016 |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 07, 2011 · Amount on Record |
| Deed Sale | Jan 07, 2011 · Amount on Record |
| Prior Sale | Aug 05, 2010 |
| Deed Document Number | 1100574 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 1020 ELM DR, SAINT CLAIR, MO 63077-1023 |
| Document Number | 0000004041 |
| Instrument Date | Mar 17, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 28, 2017 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 2967 GRAVOIS RD ST CLAIR MO 630774015, ST CLAIR, MO 63077-4015 |
| Document Number | 0000004041 |
|---|---|
| Date | Mar 22, 2017 |
| Instrument | 4041 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 21, 2047 |
Source: Franklin County records · Assessment roll updated May 31, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Municipality | St. Clair City |
| Unified School District | St. Clair R-XIII School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,124.00 (+16.83%) | $31,542 (+8.09%) | $166,010 (+8.09%) Land $27,360 Building $138,650 |
| 2023 | $1,818.00 (+2.25%) | $29,180 | $153,580 Land $27,360 Building $126,220 |
| 2022 | $1,778.00 |
Source: FEMA National Flood Hazard Layer as of June 4, 2020 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
May also be available: Verizon.
Based on FCC filings for 162 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ST CLAIR PWS serves 4,700 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures