1020 Elm Ave, Waco, TX 76704 Property Records

McLennan County property record for 1020 Elm Ave, Waco, TX 76704

Property Summary

Property TypeCommercial
Details134,341 sqft · built 1952
Lot Size19.3 acres (842,668 sqft)
OwnerIndividual Name on Record
Tax Bill$5,877 (2025)
Flood ZoneZone X (minimal risk)
APN48-034103-000101-0

Property Details

APN / Parcel Number

Primary APN48-034103-000101-0
Alternative APN
  • 320628

Interior

Units9 Units
Stories2 Stories
Building Area134,341 sqft Gross Area
1st Floor Area77,579 sqft
2nd Floor Area11,458 sqft
Upper Floors Area6,000 sqft
Basement Area13,053 sqft
FlooringWood

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Exterior MaterialStone
Construction TypeConcrete Block
Roof TypeReinforced Concrete
Roof MaterialComposition Shingle
Lot Area842,668 sqft
Lot Dimensions1,363 ft deep x 651 ft wide

Exterior Amenities

PorchPorch
Porch Area220 sqft
Canopy180 sqft
Total Buildings10 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1020 ELM AVE
CityWACO
StateTX
Zip76704-2625
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning Code2007 TIF
Legal DescriptionQUINN CAMPUS INC LOT 1A BLOCK 1 ACRES 19.345
Legal SubdivisionQUINN CAMPUS INC
Legal Block1
Legal Lot Number1A
JurisdictionMCLENNAN TX
Township / Civil DivisionWACO
Census Block Group1
Census Block1004
Census Tract1500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually ListedWilliam Decker Johnson Hall
listed 2025 · 1 contributing resources · NRIS 100011472

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1020 ELM AVE, WACO, TX 76704-2625
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
MunicipalityWaco City
Unified School DistrictWaco Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,384,015 (-8.4%) Land $1,326,096 Building $4,057,919$5,384,015 (-8.4%) Land $1,326,096 Building $4,057,919
2025$5,877.00 (-0.49%) Additional exemption filed$5,877,440 (-4.09%) Land $1,327,200 Building $4,550,240$5,877,440 (-4.09%) Land $1,327,200 Building $4,550,240
2024$5,906.00 (-3.62%)
2023$6,128,310 Land $1,327,200 Building $4,801,110$6,128,310 Land $1,327,200 Building $4,801,110
2022$6,128.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Nearby Flood Policies13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 97.9% of Texas
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WACO
serves 146,241 people · EPA ID TX1550008
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Astound Broadband
Cable · Fiber in parts of the area
1,500 / 50
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Central Link Broadband
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Nextlink, Verizon.

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