1020 Elm Ave, Seaside, CA 93955 Property Records

Monterey County property record for 1020 Elm Ave, Seaside, CA 93955

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 468 sqft · built 1949
Lot Size	0.126 acres (5,488 sqft)
Owner	Individual Name on Record
Last Sale	$285,000 (Dec 2016)
Tax Bill	$3,798 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Dec 2025 Line of Credit + 1 more
Flood Zone	Zone X (moderate risk)
APN	`012-271-007-000`

Property Details

APN / Parcel Number

Primary APN	`012-271-007-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	468 sqft Living Area
1st Floor Area	468 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Custom Design
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Tar & Gravel
Lot Area	5,488 sqft (0.126 acres)

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1020 ELM AVE
City	SEASIDE
State	CA
Zip	93955-4906
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAP OF GREY EAGLE TERRACE LOT 28 & W 1/2 OF LOT 30
Legal Subdivision	MAP OF GREY EAGLE TERRACE
Legal Block	2
Legal Lot Number	28,30
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	2
Census Block	2009
Census Tract	13700

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1020 ELM AVE, SEASIDE, CA 93955-4906
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage REALI LOANS INC
Dec 30, 2025	Deed of Trust, Mortgage · Line of Credit SANTA CRUZ COMMUNITY CU
Jan 16, 2026	Intrafamily Transfer, Transfer · Line of Credit SANTA CRUZ COMMUNITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 6, 2016 · Amount on Record
Deed Sale	Dec 6, 2016 · Amount on Record
Prior Sale	Aug 24, 2011 · Amount on Record
Deed Document Number	201674476
Transfer Doc	0000044220
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	1020 ELM AVE, SEASIDE, CA 93955-4906
Transaction Type	Mortgage
Record Updated	Jan 27, 2026
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10148 BLUE LARKSPUR LN, MONTEREY, CA 93940-6531

Mortgage

Document Number	0000042195
Date	Jun 16, 2021
Instrument	2021042195

Lender

Name	REALI LOANS INC
Type	Mortgage Company
Address	SAN MATEO, CA 94404

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jul 1, 2041

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	1020 ELM AVE, SEASIDE, CA 93955-4906
Transaction Type	Mortgage
Record Updated	Jan 8, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10148 BLUE LARKSPUR LN, MONTEREY, CA 93940-6531

Mortgage

Document Number	0000048351
Date	Dec 30, 2025
Instrument	2025048351

Lender

Name	SANTA CRUZ COMMUNITY CU
Type	Credit Union
Address	SANTA CRUZ, CA 95060

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Jan 16, 2026
Property Address	1020 ELM AVE, SEASIDE, CA 93955-4906
Document Number	0000001605
Map Reference	MB 2 PG 38
Instrument Date	Dec 10, 2025
Instrument	2026001605
Transaction Type	Transfer
Record Updated	Jan 27, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 ELM AVE, SEASIDE, CA 93955-4906

Mortgage

Document Number	2025048351
Date	Jan 16, 2026
Instrument	2025048351

Lender

Name	SANTA CRUZ COMMUNITY CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Seaside City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$337,374 (+2%) Land $266,350 Building $71,024
2025	$3,798.00 (+7.84%)	$330,760 (+4.04%) Land $261,128 Building $69,632
2023	$3,522.00 (+1.38%)	$317,918 Land $250,989 Building $66,929
2022	$3,474.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 723 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250

May also be available: GeoLinks, Verizon.

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