Kenton County property record for 1020 Edwards Rd, Elsmere, KY 41018 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 972 sqft · built 2001 |
| Lot Size | 0.269 acres (11,761 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,208 (2025) |
| Deeds & Mortgages | Mar 2020 Sale Oct 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 016-10-01-168.00 |
| Primary APN | 016-10-01-168.00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 972 sqft Finished Area |
| Gross Area | 1,092 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 11,761 sqft (0.269 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Connected |
| Old Parcel Number | 0161001168.00 |
|---|---|
| Street Address | 1020 EDWARDS RD |
| City | ELSMERE |
| State | KY |
| Zip | 41018-2322 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WOODSIDE LOT 1018 & SOUTH ERLANGER LOTS 1258 & 1259 |
| Legal Subdivision | WOODSIDE ADDN |
| Legal Phase | 59 |
| Legal Lot Number | 1018-12 1259 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 65600 |
Source: Kenton County records · APN 016-10-01-168.00
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1020 EDWARDS RD, ELSMERE, KY 41018-2322 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 19, 2020 | Grant Deed, Transfer NOT AVAILABLE |
| Oct 02, 2018 | Warranty Deed, Transfer · Conventional with PMI CIVISTA BK |
| Mar 08, 2017 | Warranty Deed, Transfer · FHA Mortgage HUNTINGTON NAT'L BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 02, 2018 |
| Deed Sale | Oct 02, 2018 |
| Prior Sale | Mar 08, 2017 · Amount on Record |
| Deed Document Number | 0000651444 |
| Deed Book / Page | C6514 / 044 |
| Record Updated | Jun 08, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Mar 19, 2020 |
| Property Address | 1020 EDWARDS RD, ELSMERE, KY 41018-2322 |
| Document Number | 0000000418 |
| Book / Page | 000012 / 000937 |
| Instrument Date | Mar 17, 2020 |
| Instrument | 418 |
| Transaction Type | Transfer |
| Record Updated | May 29, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $130.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5 LEWIS CT COLD SPRING KY 41076, COLD SPRING, KY 41076 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Oct 02, 2018 |
| Property Address | 1020 EDWARDS RD, ELSMERE, KY 41018-2322 |
| Document Number | 0000000189 |
| Book / Page | 0C6514 / 000044 |
| Instrument Date | Oct 02, 2018 |
| Instrument | 189 |
| Transaction Type | Transfer |
| Record Updated | Oct 18, 2018 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $120.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1020 EDWARDS RD ELSMERE KY 410182322, ELSMERE, KY 41018-2322 |
| Document Number | 190 |
|---|---|
| Date | Oct 02, 2018 |
| Book Page | 0C6514/000047 |
| Instrument | 190 |
| Name | CIVISTA BK |
|---|---|
| Address | SANDUSKY, OH 44870 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Mar 08, 2017 |
| Property Address | 1020 EDWARDS RD, ELSMERE, KY 41018-2322 |
| Document Number | 0000000017 |
| Book / Page | 00C111 / 000056 |
| Instrument Date | Mar 06, 2017 |
| Instrument | 17 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $100.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1020 EDWARDS RD ELSMERE KY 410182322, ELSMERE, KY 41018-2322 |
| Document Number | 18 |
|---|---|
| Date | Mar 08, 2017 |
| Book Page | 0C6111/000059 |
| Instrument | 18 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43235 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 07, 2047 |
Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Elsmere City |
| Unified School District | Erlanger-Elsmere Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,208.00 (+1.33%) | $145,400 (-) Land $35,000 Building $110,400 | $145,400 (-) Land $35,000 Building $110,400 |
| 2023 | $2,179.00 | $145,400 Land $35,000 Building $110,400 | $145,400 Land $35,000 Building $110,400 |
Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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