1020 E Watts St, El Reno, OK 73036 Property Records

Canadian County property record for 1020 E Watts St, El Reno, OK 73036

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,347 sqft · built 2024
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on File
Last Sale	$225,000 (May 2024)
Tax Bill	$2,639 (2025)
Deeds & Mortgages	May 2024 Sale & Mortgage Jun 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`020495-004A27-000000`

Property Details

APN / Parcel Number

Primary APN	`020495-004A27-000000`
Alternative APNs	`090028004` `0028004` `28004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,347 sqft Living Area
1st Floor Area	1,347 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Traditional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,504 sqft (0.31 acres)
View / Lot	Interior
Porch	Porch
Porch Area	20 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	090028004
Street Address	1020 E WATTS ST
City	EL RENO
State	OK
Zip	73036-3908
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROCK ISLAND LT A27 BLK 4 - MORE PARTICULARLY DESCRIBED AS BEG 75E &; 140N OF SW/C OF N/2 OF E/2 OF LOT 4, ROCK ISLAND ADDN, TH E73.50 N182.30 W73.50 S182.30 (AKA TRACT 2)
Legal Range	07W
Legal Township	12N
Legal Section	09
Legal Subdivision	ROCK ISLAND
Legal Block	4
Legal Lot Number	A27
Jurisdiction	CANADIAN OK
Township / Civil Division	EL RENO
Census Block Group	1
Census Block	1035
Census Tract	300300

Owner

1020 E Watts St is owned and occupied by an individual who bought it in May 2024.

Source: Canadian County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	1020 E WATTS ST, EL RENO, OK 73036-3908
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 29, 2024	Warranty Deed, Transfer · FHA Mortgage GREAT PLAINS NATIONAL BANK
Jun 16, 2022	Warranty Deed, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE CO OF OK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 2024 · Amount on File
Deed Sale	May 29, 2024 · Amount on File
Prior Sale	Dec 19, 2022 · Amount on File
Deed Document Number	202412603
Deed Book / Page	5849 / 230
Prior Transfer Date	Apr 23, 2024
Prior Transfer Doc	0000009603
Record Updated	Sep 20, 2026

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CANADIAN OK
Recording Date	May 29, 2024
Property Address	1020 E WATTS ST, EL RENO, OK 73036-3908
Document Number	0000012603
Book / Page	RB 5849 / 230
Instrument Date	May 24, 2024
Instrument	R 2024 12603
Transaction Type	Transfer
Record Updated	Jan 30, 2026
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$337.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 E WATTS ST, EL RENO, OK 73036-3908

Mortgage

Document Number	0000012604
Date	May 29, 2024
Instrument	R 2024 12604

Lender

Name	GREAT PLAINS NATIONAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2054

Mortgage

Document Number	0000012605
Date	May 29, 2024
Book Page	RB 5849/246
Instrument	R 2024 12605

Lender

Name	OKLAHOMA HOUSING FINANCE AGENCY
Type	Government Agency
Address	OKLAHOMA CITY, OK 73116

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2054

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CANADIAN OK
Recording Date	Jun 16, 2022
Property Address	EL RENO, OK 73036
Document Number	0000019425
Book / Page	RB 5527 / 493
Instrument Date	Jun 15, 2022
Instrument	R 2022 19425
Transaction Type	Transfer
Record Updated	Dec 26, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE CO OF OK

Transaction

Amount	Amount on Record
Tax	$127.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	218 N V AVE, EL RENO, OK 73036-3300

Tax Assessment & Valuation

The 2025 property tax bill for 1020 E Watts St was $2,639.

Source: Canadian County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Canadian County
Municipality	El Reno City
Unified School District	El Reno Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,639.00	$24,792 (+5,001.23%) Land $1,116 Building $23,676	$206,599 Land $9,300 Building $197,299
2024	$2,639.00 (+2,565.66%)	$486 (-47.52%) Land $486
2023	$99.00	$926 Land $926	$7,714 Land $7,714

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1020 E Watts St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 20, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1020 E Watts St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Oklahoma
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL RENO serves 16,212 people · EPA ID OK2000902
Water Source	Purchased surface water from OKLAHOMA CITY
Last State Inspection	Apr 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2024 Turbidity resolved · Dec 2022 Treatment failure resolved · Oct 2022
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Atlink Services Fixed Wireless	100 / 20

May also be available: AT&T, Chisholm Broadband, T-Mobile.

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