1020 E Trl 28, Brooksville, FL 34601 Property Records

Citrus County property record for 1020 E Trl 28, Brooksville, FL 34601

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,056 sqft · built 2004
Lot Size	18.3 acres (800,740 sqft)
Owner	Individual Name on File
Last Sale	$550,000 (Sep 2009)
Tax Bill	$8,597 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19E-21S-09-34140`

Property Details

APN / Parcel Number

Primary APN	`19E-21S-09-34140`
Alternative APNs	`19E-21S-09-0000-34140` `0921S19E34140` `3521364`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,056 sqft Living Area
Gross Area	3,800 sqft
1st Floor Area	3,056 sqft
Flooring	Concrete/Cement
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2009
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Metal
Lot Area	800,740 sqft (18.3 acres)
Lot Dimensions	675 ft deep x 1,217 ft wide
Garage Type	Attached
Garage Area	744 sqft
Parking Spaces	8 Parking Spaces

Exterior Amenities

Pool Area	616 sqft
Porch	Finished/Open Porch
Porch Area	880 sqft
Utility Building	80 sqft
Pole Barn	864 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	3521364
Street Address	1020 E TRAIL 28
City	BROOKSVILLE
State	FL
Zip	34601-6103
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURMH
Legal Description	PARCEL 1: N1/2 OF NW1/4 OF SW1/4 LESS W 100 FT & LESS E 15 FT OF N1/2 OF NW1/4 OF SW1/4 SEC 9-21-19 TITLE IN OR BK 1194 PG 1325 & 1291 PG 239 & SURVEY IN OR BK 1788 PG 1728
Legal Range	19E
Legal Township	21S
Legal Section	09
Legal Subdivision	UNREC TRACTS IN 09-21S-19E
Legal Block	34140
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	2
Census Block	2049
Census Tract	451400

Owner

1020 E Trl 28 is owned and occupied by an individual who bought it in September 2009.

Source: Citrus County records, as of December 3, 2025

Owner of Record	Individual Name on File
Mailing Address	1020 E TRAIL 28, BROOKSVILLE, FL 34601-6103
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2019	Deed of Trust, Mortgage · FHA Mortgage GOODLIFE HM LNS
Dec 14, 2019	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2009 · Amount on File
Deed Sale	Sep 1, 2009 · Amount on File
Prior Sale	Aug 1, 2006 · Amount on File
Deed Document Number	200938759
Deed Book / Page	2308 / 903
Prior Transfer Date	Aug 3, 2006
Prior Transfer Doc	0023080896
Record Updated	Jun 8, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	1020 E TRAIL 28, BROOKSVILLE, FL 34601-6103
Document Number	0030261573
Instrument Date	Dec 14, 2019
Transaction Type	Mortgage
Record Updated	Jan 23, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 E TRAIL 28 BROOKSVILLE FL 346016103, BROOKSVILLE, FL 34601-6103

Mortgage

Document Number	0030261573
Date	Dec 20, 2019
Book Page	003026/001573
Instrument	66463

Lender

Name	GOODLIFE HM LNS
Address	BELLEVUE, WA 98004

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	1056 Months

Interest

Rate Type	Adjustable Rate
Rate	3.33%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	1020 E TRAIL 28, BROOKSVILLE, FL 34601-6103
Document Number	0030261586
Instrument Date	Dec 14, 2019
Transaction Type	Mortgage
Record Updated	Jan 20, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 E TRAIL 28 BROOKSVILLE FL 346016103, BROOKSVILLE, FL 34601-6103

Mortgage

Document Number	0030261586
Date	Dec 20, 2019
Book Page	003026/001586
Instrument	66464

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	1056 Months

Interest

Rate Type	Adjustable Rate
Rate	3.33%

Tax Assessment & Valuation

The 2025 property tax bill for 1020 E Trl 28 was $8,597 with exemptions applied, up 7.3% from the year before.

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,597.00 (+7.3%) Homeowner's exemption Veteran's exemption	$616,923 (-34.61%)	$912,333 (-3.29%) Land $257,360 Building $654,973
2024	$8,012.00 (+0.88%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Additional exemption filed	$943,391 (+23.07%) Land $220,590 Building $722,801	$943,391 (+23.07%) Land $220,590 Building $722,801
2023	$7,942.00 (+78.47%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Additional exemption filed	$766,520 (+11.07%) Land $220,590 Building $545,930	$766,520 (+11.07%) Land $220,590 Building $545,930
2022	$4,450.00 Homeowner's exemption Additional exemption filed	$690,109 Land $220,590 Building $469,519	$690,109 Land $220,590 Building $469,519

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1020 E Trl 28 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1020 E Trl 28 is high, ranking above 71% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 53% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Trl 28

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures