1020 E River Dr, Defiance, OH 43512 Property Records

Defiance County property record for 1020 E River Dr, Defiance, OH 43512 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,969 sqft · built 1942
Lot Size	0.73 acres (31,816 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,117 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`I020140010200`

Property Details

APN / Parcel Number

Primary APN	`I020140010200`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,969 sqft Living Area
1st Floor Area	1,410 sqft
Upper Floors Area	465 sqft
Attic	Attic
Attic Area	94 sqft
Basement Area	1,010 sqft
Finished Basement	300 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Exterior Material	Brick
Construction Type	Brick
Foundation Type	No Foundation
Lot Area	31,816 sqft (0.73 acres)
Lot Dimensions	303 ft deep x 105 ft wide
View / Lot	Waterfront / Beach
Garage Type	Basement

Exterior Amenities

Porch	Porch
Porch Area	144 sqft
Patio Area	260 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1020 E RIVER DR
City	DEFIANCE
State	OH
Zip	43512-1828
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	INDIAN HILLS SUB LOT 1 & 2 PTS 90 X 350 15FT OF LOT 2 OFF E
Legal Subdivision	INDIAN HILLS SUB
Legal Lot Number	1,2
Jurisdiction	DEFIANCE OH
Township / Civil Division	NOBLE
Census Block Group	1
Census Block	1028
Census Tract	958500

Owner

Source: Defiance County records · APN I020140010200

Assessment roll updated March 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1020 E RIVER DR, DEFIANCE, OH 43512-1828
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2021	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Sep 20, 2019	Warranty Deed, Transfer · Conventional Mortgage FIRST FEDERAL BANK OF THE MIDWEST

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 29, 2021
Deed Sale	Nov 29, 2021
Prior Sale	Sep 20, 2019 · Amount on Record
Deed Document Number	20216477
Deed Book / Page	444 / 1148
Record Updated	Sep 20, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DEFIANCE OH
Recording Date	Nov 29, 2021
Property Address	1020 E RIVER DR, DEFIANCE, OH 43512-1828
Document Number	00444/1148
Book / Page	444 / 1148
Map Reference	VOL 3 PG 28
Instrument Date	Nov 22, 2021
Instrument	202100006477
Transaction Type	Transfer
Record Updated	Dec 15, 2021
Title Company	AMROCK INC, AMROCK

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1020 E RIVER DR, DEFIANCE, OH 43512-1828
Investor	Possibly a Property Investor

Mortgage

Document Number	202100006478
Date	Nov 29, 2021
Instrument	202100006478

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2051

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DEFIANCE OH
Recording Date	Sep 20, 2019
Property Address	1020 E RIVER DR, DEFIANCE, OH 43512-1828
Document Number	422/1506
Book / Page	422 / 1506
Instrument Date	Sep 20, 2019
Instrument	201900003669
Transaction Type	Transfer
Record Updated	May 24, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 E RIVER DR, DEFIANCE, OH 43512-1828

Mortgage

Document Number	201900003670
Date	Sep 20, 2019
Instrument	201900003670

Lender

Name	FIRST FEDERAL BANK OF THE MIDWEST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2049

Tax Assessment & Valuation

Source: Defiance County records · Assessment roll updated March 19, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Defiance County
County Subdivision	Noble Township
Municipality	Defiance City
Unified School District	Defiance City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,117.00	$108,050 (-) Land $8,380 Building $99,670
2024	$4,117.00 (+1.2%)	$108,050 (-) Land $8,380 Building $99,670
2023	$4,068.00 (+35.28%)	$108,050 (+50.53%) Land $8,380 Building $99,670	$308,713 (+50.53%) Land $23,942 Building $284,771
2022	$3,007.00	$71,780 Land $8,380 Building $63,400
2020			$205,080 Land $23,940 Building $181,140

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Defiance County (39039C), updated March 8, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390399585001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Claims	2 (1985–2005)
Most Recent Claim	Jan 2005, river or lake flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 57 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Brightspeed	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 35
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Defiance Holdings. Availability varies by address; speeds are provider-advertised maximums, not measured.

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