1020 E Oliver St, Owosso, MI 48867 Property Records

Shiawassee County property record for 1020 E Oliver St, Owosso, MI 48867 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Square Footage1,214 sqft Heated Area
Lot Size43,560 sqft (1 acres)
Garage576 sqft
OccupancyOwner Occupied
Last Sale$124,000 (2017)
Tax Bill$1,794.00 (2025)

Property Details

APN / Parcel Number

Primary APN007-18-400-012
Alternative APN
  • 0071840001200

Interior

Bedrooms3 Beds
Full Baths1 Baths
Building Area1,214 sqft Heated Area
1st Floor926 sqft 1st Floor
Basement Area576 sqft Basement
Stories1 Stories

Exterior

Exterior MaterialAluminum/Vinyl Exterior
Foundation TypeNo Foundation Foundation
Lot Area43,560 sqft (1 acres)
Depth X Width330 ft x 132 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage Area576 sqft Garage

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address1020 E OLIVER ST
CityOWOSSO
StateMI
Zip48867-9601
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSEC. 18 T7N R3E. PT OF SE 14 COM ON S LN OF OLIVER ST (AS EXTENDED ELY FROM CITY OF OWOSSO) 24 RDS 13 12 FT ELY FROM W LN OF
Legal Range03E
Legal Township07N
Legal Section18
JurisdictionSHIAWASSEE MI
Minor Civil DivisionCALEDONIA
Census Blockgroup1
Census Block1034
Census Tract31700

Owner

Source: Shiawassee County records · APN 007-18-400-012

Assessment roll updated July 16, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1020 E OLIVER ST, OWOSSO, MI 48867-9601
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 14, 2021Deed of Trust, Mortgage · United States Department of Agriculture (USDA) Mortgage
COLTEN MORTGAGE
Oct 24, 2019Warranty Deed, Transfer
PROSPERITY HM MTG
Aug 04, 2017Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
OTHER INSTITUTIONAL LENDERS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 04, 2017 · Amount on Record
Deed SaleAug 04, 2017 · Amount on Record
Prior SaleAug 08, 2005 · Amount on Record
Deed Doc Number20173300323
Deed Book / Page1237 / 14
Record RefreshedSep 20, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHIAWASSEE MI
Property Address1020 E OLIVER ST, OWOSSO, MI 48867-9601
Transaction TypeMortgage
Record UpdatedOct 29, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1020 E OLIVER ST, OWOSSO, MI 48867-9601

Mortgage

Document Number0012880510
DateOct 14, 2021
Book Page1288/510
Instrument3352338
Lender
NameCOLTEN MORTGAGE
TypeMortgage Company
AddressENGLEWOOD, CO 80111
Agreement
TypeUnited States Department of Agriculture (USDA) Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2051

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHIAWASSEE MI
Recording DateOct 24, 2019
Property Address1020 E OLIVER ST, OWOSSO, MI 48867-9601
Document Number0012620370
Book / Page001262 / 000370
Instrument DateSep 27, 2019
Instrument3325937
Transaction TypeTransfer
Record UpdatedNov 06, 2019
Title CompanyATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,065.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1020 E OLIVER ST OWOSSO MI 488679601, OWOSSO, MI 48867-9601

Mortgage

Document Number12620371
DateOct 24, 2019
Book Page001262/000371
Instrument3325938
Lender
NamePROSPERITY HM MTG
TypeMortgage Company
AddressCHANTILLY, VA 20151
Agreement
AmountAmount Recorded
Term360 Months
DueOct 23, 2049

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHIAWASSEE MI
Recording DateAug 04, 2017
Property Address1020 E OLIVER ST, OWOSSO, MI 48867-9601
Document Number0012370014
Book / Page001237 / 000014
Instrument DateJul 31, 2017
Instrument3300323
Transaction TypeTransfer
Record UpdatedAug 23, 2018
Title CompanyGARROW TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,066.40
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4393 DEPOT DR SWARTZ CREEK MI 484731403, SWARTZ CREEK, MI 48473-1403

Mortgage

Document Number12370015
DateAug 04, 2017
Book Page001237/000015
Instrument3300324
Lender
NameOTHER INSTITUTIONAL LENDERS
TypeMortgage Company
Address43456 MOUND RD, STERLING HEIGHTS, MI 48314-2080
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueAug 03, 2047

Tax Assessment & Valuation

Source: Shiawassee County records · Assessment roll updated July 16, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMichigan
CountyShiawassee County
County SubdivisionCaledonia Charter Township
Unified School DistrictOwosso Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$88,900 (+19.81%)$177,800 (+19.81%)
2025$1,794.00 (+5.34%) Homeowner's exemption$74,200 (+3.49%)$148,400 (+3.49%)
2023$1,703.00 Homeowner's exemption$71,700$143,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Shiawassee County (26155C), updated April 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 5% of the US · above 12% of Michigan
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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