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1020 E Main St, Lakeland, FL 33801 Property Records

Polk County property record for 1020 E Main St, Lakeland, FL 33801

Property Summary

Property TypeCommercial
Details384 sqft · built 1959
Lot Size0.436 acres (19,001 sqft)
OwnerCompany Name on File
Last Sale$4,900 (Jan 2023)
Tax Bill$1,860 (2025)
Deeds & MortgagesJan 2023 Sale & Mortgage
Jan 2018 Transfer
Flood ZoneZone X (minimal risk)
APN24-28-18-205000-003160

Property Details

APN / Parcel Number

Primary APN24-28-18-205000-003160
Alternative APNs
  • 182824205000003160
  • 82824000

Interior

Units2 Units
Stories1 Story
Building Area384 sqft Gross Area
1st Floor Area384 sqft

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1989
Fire ResistanceWood or Wood & Steel Frame
Lot Area19,001 sqft (0.436 acres)
Lot Dimensions200 ft deep x 100 ft wide
View / LotCommercial
Garage TypeCarport
Garage Area360 sqft
CarportCarport
Carport Area360 sqft

Location & Zoning

Street Address1020 E MAIN ST
CityLAKELAND
StateFL
Zip33801-5131
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeC2
Legal DescriptionMORTONS ADD DB Q PG 79 BLK C LOT 16
Legal Range24E
Legal Township28S
Legal Section18
Legal SubdivisionMORTONS ADDITION
Legal Tract205000
Legal BlockC
Legal Lot Number16
JurisdictionPOLK FL
Township / Civil DivisionLAKELAND
Census Block Group3
Census Block3026
Census Tract10300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Biltmore-Cumberland Historic District
listed 2004 · 201 contributing resources · NRIS 04000565

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1020 E Main St, a commercial property, is owned by a company that bought it in January 2023.

Source: Polk County records, as of September 28, 2026

Owner of RecordCompany Name on File
Mailing Address6709 ODONIEL LOOP W, LAKELAND, FL 33809-4665
Owner TypeCompany
VestingLimited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 4, 2023Warranty Deed, Transfer · Stand-Alone First Mortgage
EDLAALTO LLC
Jan 3, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 4, 2023 · Amount on File
Deed SaleJan 4, 2023 · Amount on File
Prior SaleJul 14, 2015 · Amount on File
Deed Document Number20231637
Deed Book / Page12539 / 1220
Prior Transfer DateJan 2, 2018
Prior Transfer Doc0000001350
Record UpdatedOct 29, 2026

January 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateJan 4, 2023
Property Address1020 E MAIN ST, LAKELAND, FL 33801-5131
Document Number0000001637
Book / Page12539 / 1220
Map ReferenceMB Q PG 79
Instrument DateJan 1, 2023
Instrument2023001637
Transaction TypeTransfer
Record UpdatedJan 16, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,900.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address1034 E MAIN ST, LAKELAND, FL 33801-5131

Transferred To (Grantee/Buyer)

NameVerified Name
Address6709 ODONIEL LOOP W, LAKELAND, FL 33809-4665

Mortgage

Document Number0125391222
DateJan 4, 2023
Instrument12539/1222
Lender
NameEDLAALTO LLC
TypeNon-Lending Institution
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Term87 Months
DueApr 1, 2030

January 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPOLK FL
Recording DateJan 3, 2018
Property Address1020 E MAIN ST, LAKELAND, FL 33801-5131
Document Number0103570572
Book / Page010357 / 000572
Instrument DateJan 2, 2018
Instrument1350
Transaction TypeTransfer
Record UpdatedJan 23, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1034 E MAIN ST LAKELAND FL 338015131, LAKELAND, FL 33801-5131

Tax Assessment & Valuation

The 2025 property tax bill for 1020 E Main St was $1,860, up 8.8% from the year before.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityLakeland City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$107,980 (+7.04%) Land $72,200 Building $35,780$107,980 (-0.46%) Land $72,200 Building $35,780
2025$1,860.00 (+8.77%)$100,876$108,484 Land $72,200 Building $36,284
2024$1,710.00 (+12.06%)
2023$1,526.00 (-6.03%)$83,756 (-5.3%) Land $72,200 Building $11,556$83,756 (-5.3%) Land $72,200 Building $11,556
2022$1,624.00$88,447 Land $72,200 Building $16,247$88,447 Land $72,200 Building $16,247

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1020 E Main St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 14 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies14 in force
Nearby Flood Claims1 (2024)
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1020 E Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAKELAND
serves 193,297 people · EPA ID FL6531014
Water SourceGroundwater
Last State InspectionJul 2022
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Frontier, Tillman Fiber, Verizon.

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