1020 E Main St, Boyne City, MI 49712 Property Records

Charlevoix County property record for 1020 E Main St, Boyne City, MI 49712

Property Summary

Property Type	Single Family Home
Details	1 ba · 954 sqft
Lot Size	0.779 acres (33,933 sqft)
Owner	Individual Name on Record
Last Sale	$40,100 (Feb 2006)
Tax Bill	$2,586 (2025)
Flood Zone	Zone X (minimal risk)
APN	`051-382-032-10`

Property Details

APN / Parcel Number

Primary APN	`051-382-032-10`

Interior

Full Baths	1 Bath
Building Area	954 sqft Living Area
1st Floor Area	954 sqft
Basement Area	493 sqft
Unfinished Basement	493 sqft

Exterior

Lot Area	33,933 sqft (0.779 acres)
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1020 E MAIN ST
City	BOYNE CITY
State	MI
Zip	49712-9183
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CITY OF BOYNE CITY BAILEY & WILSONS SECOND ADD TO VILL OF BOYNE LOTS 32 & 33 95SP FRM 382-032-00
Legal Range	06
Legal Township	33
Legal Section	36
Legal Subdivision	WILSONS SECOND ADD
Legal Lot Number	32-33
Jurisdiction	CHARLEVOIX MI
Township / Civil Division	BOYNE CITY
Census Block Group	1
Census Block	1007
Census Tract	1300

Owner

Source: Charlevoix County records, as of June 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1020 E MAIN ST, BOYNE CITY, MI 49712-9183
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 13, 2006 · Amount on Record
Deed Sale	Feb 13, 2006 · Amount on Record
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Charlevoix County assessment roll, as of June 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Charlevoix County
Municipality	Boyne City
Unified School District	Boyne City Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$127,200 (+11.97%)	$254,400 (+11.97%)
2025	$2,586.00 (+1.89%) Homeowner's exemption	$113,600 (+33.49%)	$227,200 (+33.49%)
2024	$2,538.00 (+7.32%)
2023		$85,100	$170,200
2022	$2,365.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BOYNE CITY serves 3,735 people · EPA ID MI0000800
Water Source	Groundwater
Last State Inspection	Jan 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20