Polk County property record for 1020 E Hermosa Ave, Bartow, FL 33830
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,996 sqft · built 1946 |
| Lot Size | 0.588 acres (25,626 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $7,900 (Sep 2026) |
| Tax Bill | $1,375 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-30-17-428500-001100 |
| Primary APN | 25-30-17-428500-001100 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,996 sqft Living Area |
| 1st Floor Area | 1,996 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1946 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 25,626 sqft (0.588 acres) |
| Lot Dimensions | 175 ft deep x 145 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Carport |
| Garage Area | 259 sqft |
| Carport | Carport |
| Carport Area | 259 sqft |
| Porch | Unfinished Open Porch |
|---|---|
| Porch Area | 266 sqft |
| Shed | 1 Shed |
| Utility Building | 110 sqft |
| Cooling System | Central |
|---|
| Street Address | 1020 E HERMOSA AVE |
|---|---|
| City | BARTOW |
| State | FL |
| Zip | 33830-7325 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | LA SERENA PB 21 PGS 35 35A 35B BLK 1 LOTS 10 & 11 & BEG NW COR OF LOT 11 RUN ELY ALONG N BDRY OF LOTS 10 & 11 152 FT TO NE COR LOT 10 NLY ALONG A LINE WHICH IS A STRAIGHT EXTENSION OF E BDRY OF LOT 10 TO PT WHERE LINE INTERSECTS N BDRY OF SEC 17 TWP |
| Legal Range | 25E |
| Legal Township | 30S |
| Legal Section | 17 |
| Legal Subdivision | LA SERENA |
| Legal Tract | 428500 |
| Legal Block | 1 |
| Legal Lot Number | 10,11 |
| Jurisdiction | POLK FL |
| Township / Civil Division | BARTOW |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 15102 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1020 E HERMOSA AVE, BARTOW, FL 33830-7325 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Sep 10, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage MIDFLORIDA CREDIT UNION |
| May 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MIDFLORIDA CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 10, 2026 · Amount on Record |
| Deed Sale | Sep 10, 2026 · Amount on Record |
| Prior Sale | Feb 3, 1999 · Amount on Record |
| Deed Document Number | 2026220496 |
| Deed Book / Page | 14149 / 1875 |
| Prior Transfer Date | May 6, 2026 |
| Prior Transfer Doc | 0000220496 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Sep 10, 2026 |
| Property Address | 1020 E HERMOSA AVE, BARTOW, FL 33830-7325 |
| Document Number | 0000220496 |
| Book / Page | 14149 / 1875 |
| Instrument Date | May 6, 2026 |
| Instrument | 2026220496 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2026 |
| Title Company | MID FLORIDA TITLE, MID FLORIDA TITLE PROFESSIONAL |
| Amount | Amount Recorded |
|---|---|
| Tax | $5,585.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1020 E HERMOSA AVE, BARTOW, FL 33830-7325 |
| Document Number | 0000220497, |
|---|---|
| Date | Sep 10, 2026 |
| Instrument | 2026220497 |
| Name | MIDFLORIDA CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 1020 E HERMOSA AVE, BARTOW, FL 33830-7325 |
| Transaction Type | Mortgage |
| Record Updated | Jun 3, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1020 E HERMOSA AVE, BARTOW, FL 33830-7325 |
| Document Number | 0000128882 |
|---|---|
| Date | May 18, 2021 |
| Book Page | 11720/274 |
| Instrument | 2021128882 |
| Name | MIDFLORIDA CU |
|---|---|
| Type | Credit Union |
| Address | LAKELAND, FL 33802 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| Municipality | Bartow City |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $264,218 (+122.47%) Land $74,315 Building $189,903 | $264,218 (-1.65%) Land $74,315 Building $189,903 | |
| 2025 | $1,375.00 (-14.54%) | $118,767 (+5.99%) | $268,651 (-1.9%) Land $74,315 Building $194,336 |
| 2023 | $1,609.00 (+17.88%) Homeowner's exemption | $112,058 (+3%) | $273,850 (+15.51%) Land $71,753 Building $202,097 |
| 2022 | $1,365.00 Homeowner's exemption | $108,794 | $237,087 Land $58,940 Building $178,147 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2022) |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BARTOW serves 21,501 people · EPA ID FL6530315 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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