1020 E Division St, Lockport, IL 60441 Property Records

Will County property record for 1020 E Division St, Lockport, IL 60441

Property Summary

Property Type	Single Family Home
Lot Size	0.28 acres (12,171 sqft)
Owner	Individual Name on File
Last Sale	$218,900 (Feb 2018)
Tax Bill	$8,249 (2025)
Deeds & Mortgages	Feb 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-04-24-321-001`

Property Details

APN / Parcel Number

Primary APN	`11-04-24-321-001`
Alternative APN	`04243210010000`

Exterior

Lot Area	12,171 sqft (0.28 acres)

Location & Zoning

Street Address	1020 E DIVISION ST
City	LOCKPORT
State	IL
Zip	60441-4507
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 273 IN KELVIN GROVE UNIT 7, BEING A SUB OF PRT OF THE E1/2 OF THE SE1/4 OF SEC 23 AND PRT OF THE SW1/4 OF SEC 24, T36N-R1
Legal Range	10E
Legal Township	36N
Legal Section	24
Legal Subdivision	KELVIN GROVE
Legal Lot Number	273
Legal Unit	7
Jurisdiction	WILL IL
Township / Civil Division	LOCKPORT
Census Block Group	1
Census Block	1025
Census Tract	880601

Owner

1020 E Division St is owned and occupied by an individual who bought it in February 2018.

Source: Will County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	1020 E DIVISION ST, LOCKPORT, IL 60441-4507
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 14, 2018 · Amount on File
Deed Sale	Feb 14, 2018 · Amount on File
Prior Sale	Jul 20, 2000 · Amount on File
Deed Document Number	201810878
Prior Transfer Date	Nov 17, 1993
Prior Transfer Doc	0000102764
Record Updated	Oct 29, 2026

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Feb 14, 2018
Property Address	1020 E DIVISION ST, LOCKPORT, IL 60441-4507
Document Number	0000010878
Map Reference	DOC800991
Instrument Date	Jan 26, 2018
Instrument	R2018010878
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$328.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1020 E DIVISION ST, LOCKPORT, IL 60441-4507

Mortgage

Document Number	0000010879
Date	Feb 14, 2018
Instrument	R2018010879

Lender

Name	PERL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2048

Interest

Rate	4.62%

Tax Assessment & Valuation

The 2025 property tax bill for 1020 E Division St was $8,249.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Lockport Township
Municipality	Lockport City
Elementary School District	Lockport School District 91 (KG - 08)
Secondary School District	Lockport Township High School District 205 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,249.00	$106,922 (+7.2%) Land $29,478 Building $77,444	$320,766 (+7.2%) Land $88,434 Building $232,332
2024		$99,741 Land $27,498 Building $72,243	$299,223 Land $82,494 Building $216,729
2022	$7,476.00 Homeowner's exemption	$87,209 Land $23,026 Building $64,183	$261,627 Land $69,078 Building $192,549

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1020 E Division St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	8 (1981–2003)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Jul 2003 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jul 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1020 E Division St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOCKPORT serves 23,100 people · EPA ID IL1970500
Water Source	Groundwater
Last State Inspection	May 2025
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	40 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Bertram Communications, Verizon.

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