1020 E Alder St, Fort Bragg, CA 95437 Property Records

Mendocino County property record for 1020 E Alder St, Fort Bragg, CA 95437

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,200 sqft · built 1973
Lot Size	0.365 acres (15,896 sqft)
Owner	2 Individual Names on Record
Last Sale	$155,000 (Sep 2000)
Tax Bill	$2,787 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`008-264-16`

Property Details

APN / Parcel Number

Primary APN	`008-264-16`
Alternative APN	`008-264-16-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,200 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Lot Area	15,896 sqft (0.365 acres)

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Old Parcel Number	008-264-16
Street Address	1020 E ALDER ST
City	FORT BRAGG
State	CA
Zip	95437-3808
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	PARCEL 1 OF PCL MAP FILED MARCH 18, 1974 IN C2, D23, P57, MC R.
Legal Subdivision	OCEAN FOREST
Legal Block	4
Legal Lot Number	16
Jurisdiction	MENDOCINO CA
Township / Civil Division	FORT BRAGG
Census Block Group	4
Census Block	4018
Census Tract	10400

Owner

Source: Mendocino County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1020 E ALDER ST, FORT BRAGG, CA 95437-3808
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2000 · Amount on Record
Deed Sale	Sep 22, 2000 · Amount on Record
Deed Document Number	200015717
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MENDOCINO CA
Recording Date	Sep 16, 2026
Property Address	1020 E ALDER ST, FORT BRAGG, CA 95437-3808
Document Number	0000008196
Instrument Date	Sep 11, 2026
Instrument	20268196
Transaction Type	Mortgage
Record Updated	Sep 29, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	1020 E ALDER ST, FORT BRAGG, CA 95437-3808

Mortgage

Document Number	0000008196,
Date	Sep 16, 2026
Instrument	20268196

Lender

Name	COMMUNITY FIRST CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Max Rate	-1%

Tax Assessment & Valuation

Source: Mendocino County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	California
County	Mendocino County
Municipality	Fort Bragg City
Unified School District	Fort Bragg Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$238,208 (+2%) Land $107,574 Building $130,634
2025	$2,787.00 (+2.92%) Homeowner's exemption	$233,538 (+4.04%) Land $105,465 Building $128,073
2023	$2,708.00 (+8.89%) Homeowner's exemption	$224,471 Land $101,371 Building $123,100
2020	$2,487.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FORT BRAGG serves 7,117 people · EPA ID CA2310001
Water Source	Surface water
Last State Inspection	Jun 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Further Reach Fixed Wireless · DSL in parts of the area	200 / 200
T-Mobile Fixed Wireless	100 / 20