1020 E 7th St, #22, Plainfield, NJ 07062 Property Records

Union County and Plainfield City property record for 1020 E 7th St, #22, Plainfield, NJ 07062

Property Summary

Property Type	Single Family Home
Details	828 sqft · built 1848
Lot Size	0.19 acres (8,287 sqft)
Owner	Individual Name on Record
Last Sale	$312,700 (Jul 2021)
Tax Bill	$6,248 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-00909-0000-00005`

Property Details

APN / Parcel Number

Primary APN	`12-00909-0000-00005`
Alternative APNs	`120090900005` `10241000`

Interior

Stories	1 Story
Building Area	828 sqft Living Area
1st Floor Area	828 sqft

Exterior

Year Built	Built 1848
Effective Year Built	Effective 1848
Construction Type	Frame
Lot Area	8,287 sqft (0.19 acres)
Lot Dimensions	150 ft deep x 55 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	10241000
Street Address	1020 E 7TH ST, 22
City	PLAINFIELD
State	NJ
Zip	07062-1902
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	ADDITIONAL LOTS: 828 SQ FT
Legal Block	909
Legal Lot Number	5
Jurisdiction	UNION NJ
Township / Civil Division	PLAINFIELD
Census Block Group	4
Census Block	4000
Census Tract	39100

Owner

Source: Union County and Plainfield City records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1020 E 7TH ST, 22, PLAINFIELD, NJ 07062-1902
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2021	Deed, Transfer · FHA Mortgage GARDEN STATE HOME LOANS INC
Jan 23, 2020	Deed of Trust, Mortgage · Conventional with PMI NJ LENDERS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2021 · Amount on Record
Deed Sale	Jul 2, 2021 · Amount on Record
Prior Sale	Sep 18, 2008 · Amount on Record
Deed Document Number	20216469
Deed Book / Page	6419 / 2632
Record Updated	Sep 20, 2026

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Jul 2, 2021
Property Address	1020 E 7TH ST # 22, 22, PLAINFIELD, NJ 07062-1902
Document Number	0064192632
Book / Page	6419 / 2632
Instrument Date	Apr 24, 2021
Instrument	6469
Transaction Type	Transfer
Record Updated	May 20, 2022
Title Company	WINTER TITLE AGENCY INC, HUNTER TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,816.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	501 STEELE GAP RD, 501, BRIDGEWATER, NJ 08807-2338

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 E 7TH ST, PLAINFIELD, NJ 07062-1902

Mortgage

Document Number	0000015681
Date	Jul 2, 2021
Instrument	15681

Lender

Name	GARDEN STATE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jun 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	1020 E 7TH ST # 22, 22, PLAINFIELD, NJ 07062-1902
Document Number	0146452755
Instrument Date	Jan 23, 2020
Transaction Type	Mortgage
Record Updated	Feb 18, 2020
Title Company	MAIN STREET TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 E 7TH ST PLAINFIELD NJ 070621902, PLAINFIELD, NJ 07062-1902

Mortgage

Document Number	0146452755
Date	Jan 28, 2020
Book Page	014645/002755
Instrument	685871

Lender

Name	NJ LENDERS
Address	LITTLE FALLS, NJ 07424

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 27, 2050

Tax Assessment & Valuation

Source: Union County and Plainfield City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Plainfield City
Unified School District	Plainfield City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$70,000 (-) Land $34,100 Building $35,900	$70,000 (-) Land $34,100 Building $35,900
2025	$6,248.00 (+2.23%)	$70,000 (-) Land $34,100 Building $35,900	$70,000 (-) Land $34,100 Building $35,900
2024	$6,112.00 (+3.23%)
2023		$70,000 Land $34,100 Building $35,900	$70,000 Land $34,100 Building $35,900
2022	$5,921.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Optimum.

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