1020 E 68th St, Stillwater, OK 74074 Property Records

Payne County property record for 1020 E 68th St, Stillwater, OK 74074

Property Summary

Property Type	Rural Home
Details	3 bd · 1.5 ba · 1,649 sqft · built 1962
Lot Size	40 acres (1,742,400 sqft)
Owner	Trust Name on Record
Tax Bill	$1,592 (2025)
Deeds & Mortgages	Aug 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18N02E-12-3-00000-000-0502`

Property Details

APN / Parcel Number

Primary APN	`18N02E-12-3-00000-000-0502`
Alternative APNs	`600010995` `10995`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,649 sqft Living Area
1st Floor Area	1,649 sqft
Basement Area	192 sqft
Unfinished Basement	192 sqft
Cellar	Cellar
Storm Shelter	Storm Shelter
Storm Shutters	Storm Shutters
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Exterior Material	Aluminum Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	1,742,400 sqft (40 acres)
Garage Type	Mixed
Garage Area	645 sqft

Exterior Amenities

Porch	Slab
Porch Area	50 sqft
Shed	1 Shed
Shed Area	2,000 sqft
Lean-To	308 sqft
Poultry House	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	10995
Street Address	1020 E 68TH ST
City	STILLWATER
State	OK
Zip	74074-7576
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	12-18N-02E C-502 (40ACM/L) W/2 E/2 SW/4
Legal Range	02E
Legal Township	18N
Legal Section	12
Legal Subdivision	18N-02E
Jurisdiction	PAYNE OK
Township / Civil Division	STILLWATER
Census Block Group	2
Census Block	2005
Census Tract	11103

Owner

Source: Payne County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	1020 E 68TH ST, STILLWATER, OK 74074-7576
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 13, 2008
Transfer Doc	0017750637
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAYNE OK
Recording Date	Aug 5, 2026
Property Address	1020 E 68TH ST, STILLWATER, OK 74074-7576
Document Number	0000008947
Book / Page	2959 / 451
Instrument Date	Jul 24, 2026
Instrument	20268947
Transaction Type	Mortgage
Record Updated	Aug 18, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company, 103

Mortgage

Document Number	0000008947,
Date	Aug 5, 2026
Book Page	2959/451
Instrument	20268947

Lender

Name	VISIONBANK OF IA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.49%
Max Rate	-1%

Tax Assessment & Valuation

Source: Payne County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Payne County
Unified School District	Perkins-Tryon Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$17,740 (-) Land $3,585 Building $14,155	$155,619 (-26%) Land $31,450 Building $124,169
2025	$1,592.00 (+0.06%) Homeowner's exemption	$17,740 (-) Land $2,323 Building $15,417
2024	$1,591.00 (+0.82%) Homeowner's exemption	$17,740 (-) Land $2,323 Building $15,417	$210,310 (+18.2%) Land $27,550 Building $182,760
2023	$1,578.00 (+0.9%) Homeowner's exemption	$17,740 (+3%) Land $2,746 Building $14,994	$177,930 (+8.43%) Land $27,550 Building $150,380
2022	$1,564.00 Homeowner's exemption	$17,223 Land $2,891 Building $14,332	$164,090 Land $27,550 Building $136,540

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · lower than 70% of Oklahoma
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAYNE CO RWD #3 serves 1,400 people · EPA ID OK2006011
Water Source	Purchased surface water from STILLWATER UTILITIES AUTHORITY
Last State Inspection	Dec 2022
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Centranet Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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