Grundy County property record for 1020 E 5th St, Coal City, IL 60416
| Property Type | Single Family Home |
|---|---|
| Details | 1,694 sqft · built 1972 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $307,500 (Sep 2025) |
| Tax Bill | $6,561 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Sep 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-35-426-006 |
| Primary APN | 06-35-426-006 |
|---|
| Building Area | 1,694 sqft Total Area |
|---|
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Lot Area | 16,553 sqft (0.38 acres) |
| Street Address | 1020 E 5TH ST |
|---|---|
| City | COAL CITY |
| State | IL |
| Zip | 60416-1234 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VILL OF EILEEN LTS 13 THRU 15 BLK 24 SEC 35-33-8 AKA COAL BRANCH JUNCTION |
| Legal Range | 08W |
| Legal Township | 33N |
| Legal Section | 35 |
| Legal Subdivision | VILLAGE OF EILEEN |
| Legal Block | 24 |
| Legal Lot Number | 13-15 |
| Jurisdiction | GRUNDY IL |
| Township / Civil Division | FELIX |
| Census Block Group | 4 |
| Census Block | 4013 |
| Census Tract | 700 |
Source: Grundy County records, as of August 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 21004 REYNOLDS DR, CARROLLTON, VA 23314-6314 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| May 14, 2026 | Deed of Trust, Mortgage · VA Mortgage GUARANTEED RATE |
| Sep 10, 2025 | Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 10, 2025 · Amount on Record |
| Deed Sale | Sep 10, 2025 · Amount on Record |
| Prior Sale | Jun 6, 2014 · Amount on Record |
| Deed Document Number | 2025634000 |
| Prior Transfer Date | May 30, 2014 |
| Prior Transfer Doc | 0000547082 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRUNDY IL |
| Recording Date | May 14, 2026 |
| Property Address | 1020 E 5TH ST, COAL CITY, IL 60416-1234 |
| Document Number | 0000638779 |
| Instrument Date | May 7, 2026 |
| Instrument | 2026638779 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1020 E 5TH ST, COAL CITY, IL 60416-1234 |
| Document Number | 0000638779, |
|---|---|
| Date | May 14, 2026 |
| Instrument | 2026638779 |
| Name | GUARANTEED RATE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.38% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GRUNDY IL |
| Recording Date | Sep 10, 2025 |
| Property Address | 1020 E 5TH ST, COAL CITY, IL 60416-1234 |
| Document Number | 0000634000 |
| Instrument Date | Aug 14, 2025 |
| Instrument | 634000 |
| Transaction Type | Transfer |
| Record Updated | Oct 1, 2025 |
| Title Company | UNKNOWN, GR |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $461.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1020 E 5TH ST, COAL CITY, IL 60416-1234 |
| Document Number | 0000634001 |
|---|---|
| Date | Sep 10, 2025 |
| Instrument | 634001 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2055 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.68% |
Source: Grundy County assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Grundy County |
| County Subdivision | Felix Township |
| Municipality | Coal City Village |
| Unified School District | Coal City Community Unit School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,561.00 (+8.5%) | $89,396 (+8.5%) Land $13,782 Building $75,614 | $268,188 (+8.5%) Land $41,346 Building $226,842 |
| 2024 | $6,047.00 (+33.31%) Homeowner's exemption | $82,392 (+21.52%) Land $12,702 Building $69,690 | $247,176 (+21.52%) Land $38,106 Building $209,070 |
| 2022 | $4,536.00 Homeowner's exemption | $67,800 Land $11,132 Building $56,668 | $203,400 Land $33,396 Building $170,004 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1979–1982) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Dec 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COAL CITY serves 5,845 people · EPA ID IL0630200 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Radium resolved · Jul 2021 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Surf Internet Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Watch TV Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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