1020 E 1st St, Cherryville, NC 28021 Property Records

Gaston County property record for 1020 E 1st St, Cherryville, NC 28021 · Last verified May 2024

Property Summary

Property Type	Other Improved
Details	2,934 sqft · built 1996
Lot Size	1.12 acres (48,787 sqft)
Owner	Company Name on File
Last Sale	$1,150,000 (Mar 2021)
Tax Bill	$7,701 (2023)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Aug 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`212597`

Property Details

APN / Parcel Number

Primary APN	`212597`
Alternative APN	`1638024`

Interior

Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	1 Room
Stories	1 Story
Building Area	2,934 sqft Heated Area

Exterior

Year Built	Built 1996
Exterior Material	Brick
Lot Area	48,787 sqft (1.12 acres)

Location & Zoning

Account Number	1638024
Street Address	1020 E 1ST ST
City	CHERRYVILLE
State	NC
Zip	28021
Property Category	Other
Property Type	Other > Other Improved
Legal Description	BELGASTON LLC PARCEL 1 06 019 023 00 000
Legal Subdivision	BELGASTON LLC
Legal Lot Number	RCEL
Jurisdiction	GASTON NC
Township / Civil Division	CHERRYVILLE
Census Block Group	1
Census Block	1035
Census Tract	30601

Owner

Source: Gaston County records · APN 212597

Assessment roll updated January 1, 2023 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1020 E CHURCH ST, CHERRYVILLE, NC 28021-2901
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 02, 2021	Warranty Deed, Transfer · Commercial Mortgage UNITED BANK
Aug 27, 2019	Loan Modification, Mortgage BANK OZK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 02, 2021 · Amount on Record
Deed Sale	Mar 02, 2021 · Amount on Record
Prior Sale	Apr 05, 2007 · Amount on Record
Deed Document Number	0005204338
Deed Book / Page	5204 / 338
Record Updated	Jun 07, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Mar 02, 2021
Property Address	1020 E 1ST ST, CHERRYVILLE, NC 28021
Document Number	0052040338
Book / Page	5204 / 338
Instrument Date	Feb 26, 2021
Transaction Type	Transfer
Record Updated	Sep 28, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1280 PERCHERON PASS, COLLIERVILLE, TN 38017-2793

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 E 1ST ST, CHERRYVILLE, NC 28021

Mortgage

Document Number	0005204341
Date	Mar 02, 2021
Instrument	5204/341

Lender

Name	UNITED BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	GASTON NC
Property Address	1020 E 1ST ST, CHERRYVILLE, NC 28021
Document Number	0050660936
Instrument Date	Aug 27, 2019
Transaction Type	Mortgage
Record Updated	Sep 23, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1280 PERCHERON PASS COLLIERVILLE TN 380172793, COLLIERVILLE, TN 38017-2793

Mortgage

Document Number	0050660936
Date	Sep 10, 2019
Book Page	005066/000936

Lender

Name	BANK OZK
Address	SHELBY, NC 28150

Agreement

Term	60 Months
Due	Sep 09, 2024

Tax Assessment & Valuation

Source: Gaston County records · Assessment roll updated January 1, 2023 · Last verified May 2024

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Municipality	Cherryville City
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2023	$7,701.00	$706,580 Land $180,200 Building $526,380

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Gaston County (37071C), updated September 1, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 5,882 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 85 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Ripple Fiber	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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