Hamilton County property record for 1020 E 10th St, Chattanooga, TN 37403
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,524 sqft · built 1925 |
| Lot Size | 0.181 acres (7,874 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $442,000 (Nov 2025) |
| Tax Bill | $858 (2025) |
| Deeds & Mortgages | Nov 2025 Sale & Mortgage Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 146I C 029 |
| Primary APN | 146I C 029 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,524 sqft Living Area |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Slate |
| Lot Area | 7,874 sqft (0.181 acres) |
| Lot Dimensions | 150 ft deep x 52.5 ft wide |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Account Number | 0000074793 |
|---|---|
| Street Address | 1020 E 10TH ST |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37403-3007 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | LTS 98 PT99 PARK PLACE ADDN PB1 PG2 |
| Legal Subdivision | PARK PLACE |
| Legal Lot Number | 98 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 4 |
| Census Block Group | 3 |
| Census Block | 3030 |
| Census Tract | 12400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Hamilton County records, as of January 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 402 SOMERVILLE AVE, CHATTANOOGA, TN 37405-3222 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Nov 17, 2025 | Warranty Deed, Transfer · Conventional Mortgage TRUST FCU |
| Dec 29, 2020 | Quit Claim Deed, Transfer PRIMARY RESID'L MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 17, 2025 · Amount on Record |
| Deed Sale | Nov 17, 2025 · Amount on Record |
| Deed Document Number | 2025244 |
| Deed Book / Page | 14109 / 716 |
| Prior Transfer Date | Oct 20, 1998 |
| Prior Transfer Doc | 0052160168 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Nov 17, 2025 |
| Property Address | 1020 E 10TH ST, CHATTANOOGA, TN 37403-3007 |
| Document Number | 0000000244 |
| Book / Page | 14109 / 716 |
| Map Reference | MB 1 PG 2 |
| Instrument Date | Nov 14, 2025 |
| Instrument | 2025111700244 |
| Transaction Type | Transfer |
| Record Updated | Jan 1, 2026 |
| Title Company | BRIDGE CITY TTL DOWNTOWN LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 402 SOMERVILLE AVE, CHATTANOOGA, TN 37405-3222 |
| Document Number | 0014109720 |
|---|---|
| Date | Nov 17, 2025 |
| Instrument | 14109/720 |
| Name | TRUST FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 85 Months |
| Due | Dec 1, 2032 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Dec 29, 2020 |
| Property Address | 1020 E 10TH ST, CHATTANOOGA, TN 37403-3007 |
| Document Number | 1229000252 |
| Book / Page | 012293 / 000542 |
| Instrument Date | Dec 16, 2020 |
| Instrument | 201229000252 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2021 |
| Title Company | WARRANTY TITLE INSURANCE COMPANY INC, WARRANTY TITLE INS CO INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1020 E 10TH ST CHATTANOOGA TN 374033007, CHATTANOOGA, TN 37403-3007 |
| Document Number | 1229000253 |
|---|---|
| Date | Dec 29, 2020 |
| Book Page | 012293/000544 |
| Instrument | 201229000253 |
| Name | PRIMARY RESID'L MTG |
|---|---|
| Type | Mortgage Company |
| Address | SALT LAKE CITY, UT 84116 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 28, 2050 |
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $858.00 (-29.32%) | $56,650 (+4.38%) | $226,600 (+4.38%) Land $75,000 Building $151,600 |
| 2024 | $1,214.00 | $54,275 (-) | $217,100 (-) Land $50,000 Building $167,100 |
| 2023 | $1,214.00 | $54,275 (-) | $217,100 (-) Land $50,000 Building $167,100 |
| 2022 | $1,214.00 | $54,275 | $217,100 Land $50,000 Building $167,100 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 6 (1978–1980) |
| Most Recent Claim | Mar 1980 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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