1020 Duncan Ave, Elgin, IL 60120 Property Records

Kane County property record for 1020 Duncan Ave, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,050 sqft · built 1960
Lot Size	0.152 acres (6,600 sqft)
Owner	Individual Name on Record
Last Sale	$76,000 (Jul 2013)
Tax Bill	$5,476 (2025)
Deeds & Mortgages	Mar 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-12-209-021`

Property Details

APN / Parcel Number

Primary APN	`06-12-209-021`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,050 sqft Living Area
Gross Area	2,100 sqft
1st Floor Area	1,050 sqft
Basement Area	1,050 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Construction Type	Frame
Lot Area	6,600 sqft (0.152 acres)
Lot Dimensions	132 ft deep x 50 ft wide
Garage Type	Detached
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	1020 DUNCAN AVE
City	ELGIN
State	IL
Zip	60120-2414
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	R N BOTSFORDS ADDN LOT 9 BLOCK 4
Legal Subdivision	R N BOTSFORDS ADDN
Legal Block	4
Legal Lot Number	9
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	6
Census Block	6008
Census Tract	850800

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1020 DUNCAN AVE, ELGIN, IL 60120-2414
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 2013 · Amount on Record
Deed Sale	Jul 26, 2013 · Amount on Record
Prior Sale	Jul 26, 2013
Deed Document Number	201355029
Prior Transfer Date	Dec 12, 2007
Prior Transfer Doc	0000026979
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1020 DUNCAN AVE, ELGIN, IL 60120-2414
Transaction Type	Mortgage
Record Updated	Mar 29, 2023
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 DUNCAN AVE, ELGIN, IL 60120-2414

Mortgage

Document Number	0000008775
Date	Mar 22, 2023
Instrument	2023K008775

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 8, 2043

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,476.00 (+15.8%) Homeowner's exemption
2024		$73,492 (+21.39%) Land $15,793 Building $57,699	$220,564 (+21.44%) Land $47,398 Building $173,166
2022	$4,729.00 (+4.76%) Homeowner's exemption	$60,541 (+6.96%) Land $13,010 Building $47,531	$181,623 (+6.96%) Land $39,030 Building $142,593
2021	$4,514.00 Homeowner's exemption	$56,601 Land $12,163 Building $44,438	$169,803 Land $36,489 Building $133,314

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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