1020 Dover St, Centralia, IL 62801 Property Records

Clinton County property record for 1020 Dover St, Centralia, IL 62801

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,352 sqft · built 1959
Lot Size0.37 acres (16,117 sqft)
OwnerIndividual Name on File
Tax Bill$1,950 (2024)
Deeds & MortgagesJul 2022 Mortgage
Feb 2023 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN15-14-24-255-020

Property Details

APN / Parcel Number

Primary APN15-14-24-255-020

Interior

Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area1,352 sqft Finished Area
1st Floor Area1,352 sqft

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Construction TypeWood
Foundation TypeNo Foundation
Lot Area16,117 sqft (0.37 acres)
Lot Dimensions130 ft deep x 123 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelGas

Location & Zoning

Street Address1020 DOVER ST
CityCENTRALIA
StateIL
Zip62801-5062
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code51
Legal DescriptionSUBDIVISION FINNEY'S HEIGHTS BLOCK 4 LOT 5 -6 & 7
Legal SubdivisionFINNEYS HEIGHTS
Legal Block4
Legal Lot Number5-7
JurisdictionCLINTON IL
Township / Civil DivisionBROOKSIDE
Census Block Group2
Census Block2045
Census Tract900500

Owner

Source: Clinton County records · APN 15-14-24-255-020

Assessment roll updated August 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1020 DOVER ST, CENTRALIA, IL 62801-5062
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 21, 2022Deed of Trust, Mortgage · Conventional Mortgage
IUKA STATE BANK
Feb 15, 2023Deed of Trust, Mortgage · Conventional Mortgage
IUKA STATE BANK
Jun 22, 2022Warranty Deed, Transfer · Conventional Mortgage
IUKA STATE BANK
Nov 02, 2018Warranty Deed, Transfer · Line of Credit
FARMERS ST BK/HOFFMAN
Nov 01, 2018Warranty Deed, Transfer
QUAD COUNTY TITLE COMPANY INC, QUAD CNTY TITLE CO INC
Jul 23, 2018Correction Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 29, 2024
Deed SaleMay 29, 2024
Prior SaleJun 22, 2022 · Amount on Record
Deed Document Number20241918
Prior Transfer DateMay 20, 2024
Prior Transfer Doc0000001918
Record UpdatedSep 20, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLINTON IL
Property Address1020 DOVER ST, CENTRALIA, IL 62801-5062
Transaction TypeMortgage
Record UpdatedAug 11, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003546
DateJul 21, 2022
Instrument2022R03546
Lender
NameIUKA STATE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 15, 2052
Interest
Rate TypeFixed Rate

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLINTON IL
Property Address1020 DOVER ST, CENTRALIA, IL 62801-5062
Transaction TypeMortgage
Record UpdatedAug 11, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000628
DateFeb 15, 2023
Instrument2023R00628
Lender
NameIUKA STATE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2052
Interest
Rate TypeFixed Rate
Rate5.38%

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLINTON IL
Recording DateJun 22, 2022
Property Address1020 DOVER ST, CENTRALIA, IL 62801-5062
Document Number0000003075
Instrument DateJun 15, 2022
Instrument2022R03075
Transaction TypeTransfer
Record UpdatedAug 11, 2023

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$135.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address613 MARGARET CT, NEW BADEN, IL 62265-1633

Mortgage

Document Number0000003076
DateJun 22, 2022
Instrument2022R03076
Lender
NameIUKA STATE BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate5.38%

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLINTON IL
Recording DateNov 02, 2018
Property Address1020 DOVER ST, CENTRALIA, IL 62801-5062
Document Number0000004813
Instrument DateOct 30, 2018
Instrument4813
Transaction TypeTransfer
Record UpdatedSep 01, 2020
Title CompanyQUAD COUNTY TITLE COMPANY INC, QUAD CNTY TITLE CO INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$69.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address430 ALLISON AVE CENTRALIA IL 628012406, CENTRALIA, IL 62801-2406

Mortgage

Document Number4814
DateNov 02, 2018
Instrument4814
Lender
NameFARMERS ST BK/HOFFMAN
TypeBank
AddressHOFFMAN, IL 62250
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueNov 01, 2048
Interest
Rate TypeAdjustable Rate
Rate6.62%

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLINTON IL
Recording DateNov 01, 2018
Property Address1020 DOVER ST, CENTRALIA, IL 62801-5062
Document Number0000004811
Instrument DateOct 25, 2018
Instrument4811
Transaction TypeTransfer
Record UpdatedSep 01, 2020
Title CompanyQUAD COUNTY TITLE COMPANY INC, QUAD CNTY TITLE CO INC

Transaction

AmountAmount Recorded
Tax$5.00

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1020 DOVER ST CENTRALIA IL 628015062, CENTRALIA, IL 62801-5062

July 2018: Correction Deed, Transfer

Document TypeCorrection Deed
JurisdictionCLINTON IL
Recording DateJul 23, 2018
Property Address1020 DOVER ST, CENTRALIA, IL 62801-5062
Document Number0000003148
Instrument DateJul 16, 2018
Instrument3148
Transaction TypeTransfer
Record UpdatedSep 01, 2020
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1020 DOVER ST CENTRALIA IL 628015062, CENTRALIA, IL 62801-5062

Tax Assessment & Valuation

Source: Clinton County records · Assessment roll updated August 26, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateIllinois
CountyClinton County
County SubdivisionBrookside Township
MunicipalityCentralia City
Secondary School DistrictCentralia High School District 200 (09 - 12)
Elementary School DistrictWillow Grove School District 46 (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$36,630 (+99.51%) Land $1,350 Building $35,280$109,890 (+99.51%) Land $4,050 Building $105,840
2024$1,950.00 (+70.31%)
2022$1,145.00 (+4.95%)$18,360 (+6.99%) Land $1,180 Building $17,180$55,080 (+6.99%) Land $3,540 Building $51,540
2021$1,091.00$17,160 Land $1,100 Building $16,060$51,480 Land $3,300 Building $48,180

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 20, 2018 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30

May also be available: Delta Communications, Verizon.

Based on FCC filings for 266 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCENTRALIA
serves 12,182 people
Water SourceSurface water
Last State InspectionNov 2025
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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