1020 Dishman Loop, Oviedo, FL 32765 Property Records

Seminole County property record for 1020 Dishman Loop, Oviedo, FL 32765 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,310 sqft · built 1988
Lot Size	0.179 acres (7,802 sqft)
Owner	Individual Name on File
Last Sale	$385,000 (Sep 2025)
Tax Bill	$5,045 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-21-31-502-0000-0320`

Property Details

APN / Parcel Number

Primary APN	`26-21-31-502-0000-0320`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,310 sqft Living Area
1st Floor Area	1,310 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1998
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,802 sqft
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Patio Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1020 DISHMAN LOOP
City	OVIEDO
State	FL
Zip	32765-7070
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 32 ALAFAYA WOODS PH 8 PB 34 PGS 85 TO 89
Legal Range	31E
Legal Township	21S
Legal Section	26
Legal Subdivision	ALAFAYA WOODS
Legal Tract	502
Legal Lot Number	32
Jurisdiction	SEMINOLE FL
Township / Civil Division	OVIEDO
Census Block Group	1
Census Block	1005
Census Tract	21320

Owner

Source: Seminole County records · APN 26-21-31-502-0000-0320

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1020 DISHMAN LOOP, OVIEDO, FL 32765-7070
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 02, 2025 · Amount on Record
Deed Sale	Sep 02, 2025 · Amount on Record
Prior Sale	Jan 04, 2002
Deed Document Number	2025086054
Deed Book / Page	10889 / 788
Record Updated	Jun 08, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Sep 02, 2025
Property Address	1020 DISHMAN LOOP, OVIEDO, FL 32765-7070
Document Number	0108890788
Book / Page	10889 / 788
Map Reference	MB 34 PG 85-89
Instrument Date	Aug 28, 2025
Instrument	2025086054
Transaction Type	Transfer
Record Updated	Oct 10, 2025
Title Company	UNKNOWN, HARMONY CLOSING CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,695.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1300 STONE RIDGE CIR, SEBRING, FL 33870-2476

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 DISHMAN LOOP, OVIEDO, FL 32765-7070

Mortgage

Document Number	0010889790
Date	Sep 02, 2025
Instrument	10889/790

Lender

Name	THE MORTGAGE FIRM INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2055

Tax Assessment & Valuation

Source: Seminole County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Municipality	Oviedo City
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,045.00 (+1.8%)	$301,824 (+1.51%)	$301,824 (+1.51%) Land $104,000 Building $197,824
2024	$4,956.00 (+253.5%)	$297,331 (+138.27%)	$297,331 (+2.25%) Land $104,000 Building $193,331
2023	$1,402.00 (+3.62%) Homeowner's exemption	$124,787 (+3%)	$290,801 (+11.19%) Land $104,000 Building $186,801
2022	$1,353.00 Homeowner's exemption	$121,152	$261,545 Land $85,000 Building $176,545

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Seminole County (12117C), updated November 27, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121170213201, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 9 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force 7 of 9 on primary residences
Nearby Flood Claims	3 (2005–2017)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2017, rainfall accumulation, Hurricane Irma

Wildfire

Wildfire Risk	Low above 36% of the US · above 10% of Florida
Wildfire Likelihood	About 1 in 2,083 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.