1020 Delmar Ave, Union, MO 63084 Property Records

Franklin County property record for 1020 Delmar Ave, Union, MO 63084

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,492 sqft · built 1987
Owner	Individual Name on File
Tax Bill	$2,172 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Nov 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17-5-22.0-4-010-059.000`

Property Details

APN / Parcel Number

Primary APN	`17-5-22.0-4-010-059.000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,492 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Architectural Style	Other
Construction Type	Frame

Location & Zoning

Street Address	1020 DELMAR AVE
City	UNION
State	MO
Zip	63084-1129
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:2 PARK HILL ESTATES 1
Legal Range	01W
Legal Township	43
Legal Section	22
Legal Quarter	SE
Legal Subdivision	PARK HILL ESTATES
Legal Block	10
Legal Lot Number	2
Jurisdiction	FRANKLIN MO
Township / Civil Division	UNION
Census Block Group	3
Census Block	3009
Census Tract	800603

Owner

1020 Delmar Ave is owned by an individual who acquired it in July 2024.

Source: Franklin County records, as of November 10, 2025

Owner of Record	Individual Name on File
Mailing Address	221 W PARK AVE, UNION, MO 63084-1132
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF FRANKLIN COUNTY
Nov 26, 2025	Deed of Trust, Mortgage · Conventional Mortgage BANK OF FRANKLIN COUNTY
Sep 20, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED BANK OF UNION
Jun 6, 2017	Deed of Trust, Mortgage · Line of Credit PNC BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2024
Deed Sale	Jul 1, 2024
Deed Document Number	2407521
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	1020 DELMAR AVE, UNION, MO 63084-1129
Transaction Type	Mortgage
Record Updated	Feb 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002600847
Date	Jan 22, 2026
Instrument	2600847

Lender

Name	BANK OF FRANKLIN COUNTY
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Feb 10, 2046

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	1020 DELMAR AVE, UNION, MO 63084-1129
Transaction Type	Mortgage
Record Updated	Dec 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002515150
Date	Nov 26, 2025
Instrument	2515150

Lender

Name	BANK OF FRANKLIN COUNTY
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 10, 2040

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	1020 DELMAR AVE, UNION, MO 63084-1129
Transaction Type	Mortgage
Record Updated	Oct 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002214654
Date	Sep 20, 2022
Instrument	2214654

Lender

Name	UNITED BANK OF UNION
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	1020 DELMAR AVE, UNION, MO 63084-1129
Document Number	0000011101
Instrument Date	Jun 6, 2017
Transaction Type	Mortgage
Record Updated	Aug 22, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1020 DELMAR AVE UNION MO 630841129, UNION, MO 63084-1129

Mortgage

Document Number	0000011101
Date	Jul 24, 2017
Instrument	11101

Lender

Name	PNC BK
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	444 Months
Due	Jul 23, 2054

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1020 Delmar Ave was $2,172.

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Municipality	Union City
Unified School District	Union R-XI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,172.00	$36,431	$191,740 Land $25,000 Building $166,740
2023	$2,038.00 (+3.14%)	$33,894	$178,390 Land $25,000 Building $153,390
2022	$1,976.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1020 Delmar Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1020 Delmar Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION PWS serves 12,348 people · EPA ID MO6010801
Water Source	Groundwater
Last State Inspection	Nov 2022
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Wave Internet Technologies Fixed Wireless	100 / 100

May also be available: AT&T, T-Mobile, Verizon.

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