Hamilton County property record for 1020 del Monte Pl, Cincinnati, OH 45205
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 1 ba · 2,139 sqft · built 1915 |
| Lot Size | 0.121 acres (5,271 sqft) |
| Owner | Individual Name on File |
| Last Sale | $205,000 (May 2023) |
| Tax Bill | $3,498 (2025) |
| Deeds & Mortgages | May 2023 Sale & Mortgage Jun 2017 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 174-0009-0160-00 |
| Primary APN | 174-0009-0160-00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,139 sqft Living Area |
| Gross Area | 3,059 sqft |
| 1st Floor Area | 920 sqft |
| 2nd Floor Area | 896 sqft |
| Attic | Attic |
| Attic Area | 323 sqft |
| Basement Area | 920 sqft |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 5,271 sqft (0.121 acres) |
| Lot Dimensions | 132 ft deep x 41 ft wide |
| Garage Type | Detached |
| Garage Area | 300 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
| Porch Area | 161 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 1020 DEL MONTE PL |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45205-1907 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF4 |
| Legal Description | 1020 DEL MONTE PL 41 X 131.99 IRR PT LOTS 10-11 DEL MONTE |
| Legal Subdivision | DEL MONTE |
| Legal Lot Number | 10-11 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 9400 |
1020 del Monte Pl is owned by an individual who bought it in May 2023.
Source: Hamilton County records, as of January 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4312 REDSTAR CT, CINCINNATI, OH 45238-6115 |
| Owner Type | Individual |
| Vesting | Single Woman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 11, 2023 | Warranty Deed, Transfer · FHA Mortgage RIVERHILLS BANK |
| Jun 8, 2017 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| Jul 23, 2018 | Survivorship Deed, Transfer · ARM CINFED CU |
| Mar 17, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 12, 2023 · Amount on File |
| Deed Sale | May 12, 2023 · Amount on File |
| Prior Sale | Jul 23, 2018 · Amount on File |
| Deed Document Number | 202331699 |
| Deed Book / Page | 14914 / 1972 |
| Prior Transfer Date | Mar 15, 2017 |
| Prior Transfer Doc | 0000023979 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | May 11, 2023 |
| Property Address | 1020 DEL MONTE PL, CINCINNATI, OH 45205-1907 |
| Document Number | 0000031699 |
| Book / Page | 14914 / 1972 |
| Map Reference | MB 23 PG 47 |
| Instrument Date | Apr 21, 2023 |
| Instrument | 2023-0031699 |
| Transaction Type | Transfer |
| Record Updated | Jun 27, 2023 |
| Title Company | ABSOLUTE TITLE, ABSOLUTE TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $205.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4312 REDSTAR CT, CINCINNATI, OH 45238-6115 |
| Document Number | 0000031700 |
|---|---|
| Date | May 11, 2023 |
| Book Page | 14914/1974 |
| Instrument | 2023-0031700 |
| Name | RIVERHILLS BANK |
|---|---|
| Type | Bank |
| Address | MILFORD, OH 45150 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 1020 DEL MONTE PL, CINCINNATI, OH 45205-1907 |
| Transaction Type | Mortgage |
| Record Updated | Sep 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000001205 |
|---|---|
| Date | Jun 8, 2017 |
| Instrument | 17-0051205 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Jun 1, 2022 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jul 23, 2018 |
| Property Address | 1020 DEL MONTE PL, CINCINNATI, OH 45205-1907 |
| Document Number | 0000003275 |
| Map Reference | MB23 PG47 |
| Instrument Date | Jul 20, 2018 |
| Instrument | 18-0063275 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $210.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4801 KENNEDY AVE, CINCINNATI, OH 45209-7543 |
| Mail Care Of | CINFED FEDERAL CREDIT UNION |
| Document Number | 0000003276 |
|---|---|
| Date | Jul 23, 2018 |
| Instrument | 18-0063276 |
| Name | CINFED CU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | Annually |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 6.25% |
| Index | 1-Year CMT |
| Margin | 2 |
| Max Rate | 10.2% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Mar 17, 2017 |
| Property Address | 1020 DEL MONTE PL, CINCINNATI, OH 45205-1907 |
| Document Number | 0000023979 |
| Book / Page | 013376 / 001203 |
| Instrument Date | Mar 15, 2017 |
| Instrument | 23979 |
| Transaction Type | Transfer |
| Record Updated | Nov 8, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $63.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1020 DEL MONTE PL CINCINNATI OH 452051907, CINCINNATI, OH 45205-1907 |
The 2025 property tax bill for 1020 del Monte Pl was $3,498, up 2.4% from the year before.
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,498.00 (+2.43%) | $45,640 (-) Land $2,905 Building $42,735 | $130,400 Land $8,300 Building $122,100 |
| 2024 | $3,415.00 (-1.73%) | $45,640 (-) Land $2,905 Building $42,735 | |
| 2023 | $3,475.00 (+47.43%) | $45,640 (+86.28%) Land $2,905 Building $42,735 | $130,400 Land $8,300 Building $122,100 |
| 2022 | $2,357.00 Homeowner's exemption | $24,501 Land $2,573 Building $21,928 | |
| 2020 | $70,000 Land $7,350 Building $62,650 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1020 del Monte Pl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1020 del Monte Pl has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 644 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless | 100 / 20 |
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