Champaign County property record for 1020 Declaration Dr, Savoy, IL 61874 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Lot Size | 15,085 sqft (0.346 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $660,000 (2023) |
| Tax Bill | $13,273.00 (2024) |
| Primary APN | 03-20-35-304-002 |
|---|
| Lot Area | 15,085 sqft (0.346 acres) |
|---|
| Street Address | 1020 DECLARATION DR |
|---|---|
| City | SAVOY |
| State | IL |
| Zip | 61874-7104 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 211 LIBERTY ON THE LAKE 2 PHASE 1 |
| Legal Range | 08E |
| Legal Township | 19N |
| Legal Section | 35 |
| Legal Subdivision | LIBERTY ON THE LAKE 2 PHASE 1 |
| Legal Lot Number | 211 |
| Jurisdiction | CHAMPAIGN IL |
| Minor Civil Division | CHAMPAIGN |
| Census Blockgroup | 3 |
| Census Block | 3011 |
| Census Tract | 1302 |
Source: Champaign County records · APN 03-20-35-304-002
Assessment roll updated April 29, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1020 DECLARATION DR, SAVOY, IL 61874-7104 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 27, 2022 | Deed of Trust, Mortgage · Line of Credit IROQUOIS FSLA |
| Jun 29, 2023 | Warranty Deed, Transfer · Conventional Mortgage FIRST FSB OF CHAMPAIGN URBANA |
| Jul 12, 2023 | Warranty Deed, Transfer · Conventional Mortgage FIRST FSB OF CHAMPAIGN URBANA |
| Aug 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage IROQUOIS FSLA |
| Jan 25, 2018 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FIRST BANK & TRUST |
| Oct 24, 2017 | Warranty Deed, Construction Loan FIRST CMNTY TITLE |
| May 22, 2017 | Trustee's Deed, Construction Loan · Building or Construction Mortgage HEARTLAND BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 12, 2023 · Amount on Record |
| Deed Sale | Jul 12, 2023 · Amount on Record |
| Prior Sale | Jan 25, 2018 · Amount on Record |
| Deed Doc Number | 20239479 |
| Prior Transfer Date | Jul 30, 2013 |
| Prior Transfer Doc | 0000018439 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Property Address | 1020 DECLARATION DR, SAVOY, IL 61874-7104 |
| Transaction Type | Mortgage |
| Record Updated | Jul 11, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000007486 |
|---|---|
| Date | Apr 27, 2022 |
| Instrument | 2022R07486 |
| Name | IROQUOIS FSLA |
|---|---|
| Type | Bank |
| Address | CHAMPAIGN, IL 61822 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 13, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Recording Date | Jun 29, 2023 |
| Property Address | 1020 DECLARATION DR, SAVOY, IL 61874-7104 |
| Document Number | 0000008801 |
| Map Reference | DOC 2008R29944 |
| Instrument Date | Jun 26, 2023 |
| Instrument | 2023R08801 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $660.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 1020 DECLARATION DR, SAVOY, IL 61874-7104 |
| Document Number | 0000008802 |
|---|---|
| Date | Jun 29, 2023 |
| Instrument | 2023R08802 |
| Name | FIRST FSB OF CHAMPAIGN URBANA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Recording Date | Jul 12, 2023 |
| Property Address | 1020 DECLARATION DR, SAVOY, IL 61874-7104 |
| Document Number | 0000009479 |
| Map Reference | DOC 2008R29944 |
| Instrument Date | Jun 26, 2023 |
| Instrument | 2023R09479 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $660.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 1020 DECLARATION DR, SAVOY, IL 61874-7104 |
| Document Number | 0000009480 |
|---|---|
| Date | Jul 12, 2023 |
| Instrument | 2023R09480 |
| Name | FIRST FSB OF CHAMPAIGN URBANA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.5% |
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Property Address | 1020 DECLARATION DR, SAVOY, IL 61874-7104 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000016418 |
|---|---|
| Date | Aug 19, 2020 |
| Instrument | 2020R16418 |
| Name | IROQUOIS FSLA |
|---|---|
| Type | Bank |
| Address | DANVILLE, IL 61832 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Recording Date | Jan 25, 2018 |
| Property Address | 1020 DECLARATION DR, SAVOY, IL 61874-7104 |
| Document Number | 0000001177 |
| Map Reference | DOC2008R29944 |
| Instrument Date | Jan 03, 2018 |
| Instrument | 2018R01177 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 28, 2022 |
| Title Company | FIRST COMMUNITY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $692.25 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 1020 DECLARATION DR, SAVOY, IL 61874-7104 |
| Document Number | 0000001178 |
|---|---|
| Date | Jan 25, 2018 |
| Instrument | 2018R01178 |
| Name | FIRST BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2048 |
| Rate | 4.62% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Recording Date | Oct 24, 2017 |
| Property Address | 1020 DECLARATION DR, SAVOY, IL 61874-7104 |
| Document Number | 0000020257 |
| Instrument Date | Sep 01, 2017 |
| Instrument | 20257 |
| Transaction Type | Construction Loan |
| Record Updated | Jan 03, 2018 |
| Title Company | FIRST CMNTY TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $50.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1020 DECLARATION DR SAVOY IL 61874, SAVOY, IL 61874 |
| Investor | Possibly a Property Investor |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Recording Date | May 22, 2017 |
| Property Address | 1020 DECLARATION DR, SAVOY, IL 61874-7104 |
| Instrument Date | May 12, 2017 |
| Instrument | 8832 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 20, 2018 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Document Number | 0000008832 |
|---|---|
| Date | May 22, 2017 |
| Instrument | 8832 |
| Name | HEARTLAND BK |
|---|---|
| Type | Bank |
| Address | CHAMPAIGN, IL 61821 |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | May 21, 2018 |
Source: Champaign County records · Assessment roll updated April 29, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Champaign County |
| County Subdivision | Champaign Township |
| Municipality | Savoy Village |
| Unified School District | Champaign Community Unit School District 4 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $210,110 (+30.72%) Land $28,680 Building $181,430 | $630,330 (+30.72%) Land $86,040 Building $544,290 | |
| 2024 | $13,273.00 (+9.99%) | ||
| 2022 | $12,067.00 Homeowner's exemption | $160,730 Land $21,940 Building $138,790 | $482,190 Land $65,820 Building $416,370 |
Source: FEMA National Flood Hazard Layer, Champaign County (17019C), updated July 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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