1020 Cross Dr, Alexandria, VA 22302 Property Records

Alexandria City property record for 1020 Cross Dr, Alexandria, VA 22302

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,421 sqft · built 1947
Lot Size	0.175 acres (7,625 sqft)
Owner	2 Individual Names on File
Last Sale	$840,000 (Dec 2020)
Tax Bill	$11,763 (2025)
Deeds & Mortgages	Jun 2017 Line of Credit Apr 2020 Mortgage + 1 more
APN	`042.01-02-29`

Property Details

APN / Parcel Number

Primary APN	`042.01-02-29`
Alternative APN	`16519500`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,421 sqft Living Area
Gross Area	3,037 sqft
Basement Area	616 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1987
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,625 sqft (0.175 acres)
Garage Type	Detached
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Wood Porch
Porch Area	28 sqft
Deck Area	140 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	16519500
Street Address	1020 CROSS DR
City	ALEXANDRIA
State	VA
Zip	22302-3101
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R 8
Legal Description	LOT 600 OVERLOOK TERRACE
Legal Subdivision	OVERLOOK TERRACE
Legal Block	4
Legal Lot Number	600
Jurisdiction	ALEXANDRIA CITY VA
Township / Civil Division	ALEXANDRIA
Census Block Group	4
Census Block	4003
Census Tract	200900

Owner

1020 Cross Dr is owned and occupied by two individuals who bought it in December 2020.

Source: Alexandria City records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1020 CROSS DR, ALEXANDRIA, VA 22302-3101
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2017	Deed of Trust, Mortgage · Line of Credit PENTAGON FEDERAL CREDIT UNION
Apr 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Dec 18, 2020	Warranty Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2020 · Amount on File
Deed Sale	Dec 18, 2020 · Amount on File
Deed Document Number	202027087
Record Updated	Sep 20, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALEXANDRIA CITY VA
Property Address	1020 CROSS DR, ALEXANDRIA, VA 22302-3101
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008091
Date	Jun 1, 2017
Instrument	170008091

Lender

Name	PENTAGON FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	178 Months
Due	Apr 18, 2032

Interest

Rate Type	Adjustable Rate

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALEXANDRIA CITY VA
Property Address	1020 CROSS DR, ALEXANDRIA, VA 22302-3101
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006849
Date	Apr 28, 2020
Instrument	200006849

Lender

Name	WELLS FARGO BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.88%

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALEXANDRIA CITY VA
Recording Date	Dec 18, 2020
Property Address	1020 CROSS DR, ALEXANDRIA, VA 22302-3101
Document Number	0000027087
Instrument Date	Dec 15, 2020
Instrument	200027087
Transaction Type	Transfer
Record Updated	Aug 13, 2021
Title Company	UNIVERSAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 CROSS DR, ALEXANDRIA, VA 22302-3101

Mortgage

Document Number	0000027088
Date	Dec 18, 2020
Instrument	200027088

Lender

Name	PROSPERITY HOME MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1020 Cross Dr was $11,763.

Source: Alexandria City assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Alexandria City
Unified School District	Alexandria City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$993,026 Land $562,130 Building $430,896	$993,026 Land $562,130 Building $430,896
2025	$11,763.00
2023	$10,193.00	$918,312 Land $519,741 Building $398,571	$918,312 Land $519,741 Building $398,571

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1020 Cross Dr; there have been 3 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (2011–2021)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1020 Cross Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 98% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ALEXANDRIA private · serves 159,200 people · EPA ID VA6510010
Water Source	Purchased surface water from FAIRFAX COUNTY WATER AUTHORITY
Last State Inspection	Apr 2021
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Ting.

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