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1020 Course Ln, Surf City (Holly Ridge), NC 28445 Property Records

Pender County property record for 1020 Course Ln, Surf City, NC 28445

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 996 sqft · built 2023
Lot Size0.13 acres (5,663 sqft)
OwnerIndividual Name on Record
Last Sale$289,500 (Sep 2023)
Tax Bill$1,408 (2025)
Deeds & MortgagesSep 2023 Sale & Mortgage
Jun 2023 Sale
Flood ZoneZone X (minimal risk)
APN4235-57-8348-0000

Property Details

APN / Parcel Number

Primary APN4235-57-8348-0000
Alternative APN
  • 000055922

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area996 sqft Living Area

Exterior

Year BuiltBuilt 2023
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Lot Area5,663 sqft (0.13 acres)
Shed1 Shed
Shed Area160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number000055922
Street Address1020 COURSE LN
CitySURF CITY
StateNC
Zip28445-0647
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 382 PB 71/123 WATERSIDE PH 3 SEC 2
Legal SubdivisionWATERSIDE
Legal Phase3
Legal Lot Number382
JurisdictionPENDER NC
Township / Civil DivisionTOPSAIL
Census Block Group2
Census Block2027
Census Tract920105

Owner

Source: Pender County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-owner2 Co-owners on Record
Mailing Address1020 COURSE LN, SURF CITY, NC 28445-0647
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 21, 2023Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
DHI MORTGAGE COMPANY LTD
Jun 13, 2023Special Warranty Deed, Transfer

Assessor's Deed Record

Deed Names3 Names on Deed
Last SaleSep 21, 2023 · Amount on Record
Deed SaleSep 21, 2023 · Amount on Record
Prior SaleJun 13, 2023
Deed Document Number0022714821
Deed Book / Page2271 / 4821
Record UpdatedJun 8, 2026

September 2023: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionPENDER NC
Recording DateSep 21, 2023
Property Address1020 COURSE LN, SURF CITY, NC 28445-0647
Document Number0048212271
Book / Page4821 / 2271
Map ReferenceMB 71 PG 123-125
Instrument DateSep 20, 2023
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 27, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$579.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6752 PARKER FARM DR # 210, 210, WILMINGTON, NC 28405-3175

Transferred To (Grantee/Buyer)

NameVerified Name
Address1020 COURSE LANE, SURF CITY, NC 28445-0647

Mortgage

Document Number0048212273
DateSep 21, 2023
Instrument4821-2273
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2053

June 2023: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionPENDER NC
Recording DateJun 13, 2023
Property Address1020 COURSE LN, SURF CITY, NC 28445-0647
Document Number0048142925
Book / Page4814 / 2925
Map ReferenceMB 71 PG 123-125
Instrument DateJun 12, 2023
Transaction TypeTransfer
Record UpdatedJan 27, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address1341 HORTON CIR, ARLINGTON, TX 76011-4310

Transferred To (Grantee/Buyer)

NameVerified Name
Address4049 BELLE TERRE BLVD, MYRTLE BEACH, SC 29579-9430

Tax Assessment & Valuation

Source: Pender County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyPender County
MunicipalitySurf City Town
Unified School DistrictPender County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,408.00$284,293 Land $74,950 Building $209,343$284,293 Land $74,950 Building $209,343

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 127 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies127 in force
Nearby Flood Claims10 (1996–2018)
Most Recent ClaimSep 2018 · Hurricane Florence
Claims by Event
  • Hurricane Florence, Sep 2018 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · above 74% of North Carolina
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber · Cable in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: Brightspeed.

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