Calvert County property record for 1020 Coster Rd, Lusby, MD 20657
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,120 sqft · built 2004 |
| Lot Size | 1.54 acres (67,082 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $311,000 (Jun 2021) |
| Tax Bill | $3,814 (2025) |
| Deeds & Mortgages | Jun 2021 Sale & Mortgage Aug 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-000446 |
| Primary APN | 01-000446 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,120 sqft Total Area |
| Basement Area | 950 sqft |
| Finished Basement | 950 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 67,082 sqft (1.54 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 64 sqft |
| Deck Area | 168 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 000446 |
|---|---|
| Street Address | 1020 COSTER RD |
| City | LUSBY |
| State | MD |
| Zip | 20657-2981 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | 1.54 AC 1020 COSTER RD LUSBY |
| Legal Subdivision | CALVERT BEACH |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 1, SOLOMONS ISLAND |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 860901 |
Source: Calvert County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1020 COSTER RD, LUSBY, MD 20657-2981 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 30, 2021 | Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE |
| Aug 7, 2018 | Deed, Subdivision Related Transfer · FHA Mortgage SOUTHERN TRUST MORTGAGE LLC |
| Mar 6, 2018 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 30, 2021 · Amount on Record |
| Deed Sale | Jun 30, 2021 · Amount on Record |
| Prior Sale | Aug 7, 2018 · Amount on Record |
| Deed Book / Page | 6008 / 400 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Jun 30, 2021 |
| Property Address | 1020 COSTER RD, LUSBY, MD 20657-2981 |
| Document Number | 0060080400 |
| Book / Page | 6008 / 400 |
| Instrument Date | Apr 13, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2021 |
| Title Company | LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,555.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 1020 COSTER RD, LUSBY, MD 20657-2981 |
| Document Number | 6008408 |
|---|---|
| Date | Jun 30, 2021 |
| Instrument | 6008/408 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | May 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Aug 7, 2018 |
| Property Address | 1020 COSTER RD, LUSBY, MD 20657-2981 |
| Document Number | 0052300043 |
| Book / Page | 5230 / 043 |
| Instrument Date | Jul 30, 2018 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 2, 2022 |
| Title Company | VELOCITY NATIONAL TITLE CO L |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,449.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 1020 COSTER RD, LUSBY, MD 20657-2981 |
| Document Number | 0000523049 |
|---|---|
| Date | Aug 7, 2018 |
| Instrument | 5230/49 |
| Name | SOUTHERN TRUST MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Mar 6, 2018 |
| Property Address | 1020 COSTER RD, LUSBY, MD 20657-2981 |
| Document Number | 0051530323 |
| Book / Page | 005153 / 000323 |
| Instrument Date | Feb 21, 2018 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $165.10 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 191 BROOKS COVE DR LUSBY MD 206572692, LUSBY, MD 20657-2692 |
Source: Calvert County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $352,900 (+20.44%) Land $126,500 Building $226,400 | $352,900 (+20.44%) Land $126,500 Building $226,400 | |
| 2025 | $3,814.00 (+25.3%) | ||
| 2023 | $3,044.00 | $293,000 Land $126,500 Building $166,500 | $293,000 Land $126,500 Building $166,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · above 89% of Maryland |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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