1020 Cobblestone Ave, Deltona, FL 32725 Property Records

Volusia County property record for 1020 Cobblestone Ave, Deltona, FL 32725

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,801 sqft · built 1967
Lot Size	0.186 acres (8,080 sqft)
Owner	2 Individual Names on Record
Last Sale	$280,000 (Jun 2022)
Tax Bill	$3,673 (2025)
Deeds & Mortgages	Jul 2023 Transfer Jun 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8130-25-12-0040`

Property Details

APN / Parcel Number

Primary APN	`8130-25-12-0040`
Alternative APNs	`31183025120040` `30183125120040` `2721405.0` `2721405`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,801 sqft Living Area
1st Floor Area	1,554 sqft
Flooring	Terrazzo
Interior Walls	Plaster

Exterior

Year Built	Built 1967
Effective Year Built	Effective 2021
Exterior Material	Concrete Block/Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,080 sqft (0.186 acres)
Lot Dimensions	101 ft deep x 80 ft wide
Garage Type	Carport
Garage Area	480 sqft
Carport	Carport
Carport Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Florida Room
Porch Area	434 sqft
Deck Area	240 sqft
Patio Area	266 sqft
Shed	1 Shed
Shed Area	117 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	2721405
Street Address	1020 COBBLESTONE AVE
City	DELTONA
State	FL
Zip	32725-7015
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01R
Legal Description	LOT 4 BLK 646 DELTONA LAKES UNIT 25 MB 27 PGS 54-57 INC PER OR 1964 PG 1598 PER OR 5362 PG 2221 PER OR 7261 PG 2098 PER OR 7269 PG 0386 PER OR 7939 PG 1945 PER OR 8049 PG 1338 PER OR 8274 PG 4436 PER OR 8407 PG 4331 PER OR 8427 PG 4663
Legal Range	31E
Legal Township	18S
Legal Section	30
Legal Subdivision	DELTONA LAKES
Legal Tract	25
Legal Block	646
Legal Lot Number	4
Legal Unit	25
Jurisdiction	VOLUSIA FL
Township / Civil Division	DELTONA
Census Block Group	2
Census Block	2019
Census Tract	91017

Owner

Source: Volusia County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1020 COBBLESTONE AVE, DELTONA, FL 32725-7015
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2023	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Jun 27, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 17, 2021	Special Warranty Deed, Transfer · FHA Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2022 · Amount on Record
Deed Sale	Jun 27, 2022 · Amount on Record
Prior Sale	May 17, 2021 · Amount on Record
Deed Document Number	2022151005
Deed Book / Page	8274 / 4436
Last Transfer Date	Jun 28, 2023
Transfer Doc	0084274663
Record Updated	Oct 29, 2026

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VOLUSIA FL
Recording Date	Jul 5, 2023
Property Address	1020 COBBLESTONE AVE, DELTONA, FL 32725-7015
Document Number	0084274663
Book / Page	8427 / 4663
Map Reference	MB 27 PG 54-57
Instrument Date	Jun 28, 2023
Instrument	2023135123
Transaction Type	Transfer
Record Updated	Aug 2, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1020 COBBLESTONE AVE, DELTONA, FL 32725-7015

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 COBBLESTONE AVE, DELTONA, FL 32725-7015

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Jun 27, 2022
Property Address	1020 COBBLESTONE AVE, DELTONA, FL 32725-7015
Document Number	0082744436
Book / Page	8274 / 4436
Map Reference	MB 27 PG 54-57
Instrument Date	Jun 17, 2022
Instrument	2022151005
Transaction Type	Transfer
Record Updated	Jul 22, 2022
Title Company	SMART INTERNATIONAL TITLE LLC, SMART INTERNATIONAL TTL LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,960.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1020 COBBLESTONE AVE, 1020, DELTONA, FL 32725-7015

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 COBBLESTONE AVE, DELTONA, FL 32725-7015

Mortgage

Document Number	0082744438
Date	Jun 27, 2022
Instrument	8274/4438

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

May 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	May 17, 2021
Property Address	1020 COBBLESTONE AVE, DELTONA, FL 32725-7015
Document Number	0080491338
Book / Page	8049 / 1338
Map Reference	MB 27 PG 54-57
Instrument Date	May 10, 2021
Instrument	2021-114679
Transaction Type	Transfer
Record Updated	Jun 18, 2021
Title Company	GULF STREAM TITLE COMPANY, GULF STREAM TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,575.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	120 NW SPANISH RIVER BLVD, 120, BOCA RATON, FL 33431-4265

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 COBBLESTONE AVE, DELTONA, FL 32725-7015

Mortgage

Document Number	80491340
Date	May 17, 2021
Instrument	8049/1340

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Deltona City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$221,242 (+2.7%)	$310,730 (+1.3%) Land $58,800 Building $251,930
2025	$3,673.00 (+2.43%) Homeowner's exemption	$215,426 (+5.99%)	$306,750 (+7.89%) Land $58,800 Building $247,950
2024	$3,586.00 (+3.28%)
2023	$3,472.00 (-32.32%) Homeowner's exemption	$203,258 (-14.64%)	$284,322 (+19.41%) Land $48,112 Building $236,210
2022	$5,130.00	$238,106 Land $38,800 Building $199,306	$238,106 Land $38,800 Building $199,306

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELTONA WATER serves 81,006 people · EPA ID FL3640287
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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