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1020 Clover St, Waco, TX 76705 Property Records

McLennan County property record for 1020 Clover St, Waco, TX 76705 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,674 sqft · built 1964
Lot Size0.203 acres (8,882 sqft)
OwnerIndividual Name on File
Tax Bill$1,343 (2024)
Deeds & MortgagesFeb 2021 Sale
Feb 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN280105000051000

Property Details

APN / Parcel Number

Primary APN280105000051000
Alternative APNs
  • 2801050000510000111
  • 122441

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,674 sqft Living Area
Gross Area2,154 sqft
1st Floor Area1,674 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1990
Exterior MaterialBrick
Construction TypeBrick
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area8,882 sqft (0.203 acres)
Lot Dimensions120 ft deep x 74 ft wide
Garage TypeAttached
Garage Area480 sqft
DrivewayDriveway
Driveway Area570 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchCovered Porch
Porch Area111 sqft
FenceFence
Storage Building48 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number122441
Old Parcel Number2801050000510000111
Street Address1020 CLOVER ST
CityWACO
StateTX
Zip76705-2205
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCLOVER ADDN LOT 2 BLOCK 4 ACRES .2039
Legal SubdivisionCLOVER ADDN
Legal Block4
Legal Lot Number2
JurisdictionMCLENNAN TX
Township / Civil DivisionWACO
Census Block Group2
Census Block2019
Census Tract1700

Owner

Source: McLennan County records · APN 280105000051000

Assessment roll updated August 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address1020 CLOVER ST, WACO, TX 76705-2205
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 26, 2021Warranty Deed, Transfer
Feb 15, 2020Deed of Trust, Mortgage
VASHA LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 26, 2021
Deed SaleFeb 26, 2021
Deed Document Number2021006913
Record UpdatedJun 08, 2026

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCLENNAN TX
Recording DateFeb 26, 2021
Property Address1020 CLOVER ST, WACO, TX 76705-2205
Document Number0000006913
Map ReferenceVOL 97 PG 94
Instrument DateJan 27, 2021
Instrument2021006913
Transaction TypeTransfer
Record UpdatedAug 24, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Property Address1020 CLOVER ST, WACO, TX 76705-2205
Document Number0000016428
Instrument DateFeb 15, 2020
Transaction TypeMortgage
Record UpdatedJul 03, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1020 CLOVER ST WACO TX 767052205, WACO, TX 76705-2205

Mortgage

Document Number0000016428
DateMay 21, 2020
Instrument16428
Lender
NameVASHA LLC
Address139 CYPRESSWOOD DR # 5, SPRING, TX 77388-6034
Agreement
AmountAmount Recorded
Term60 Months
DueMay 20, 2025

Tax Assessment & Valuation

Source: McLennan County records · Assessment roll updated August 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateTexas
MunicipalityBellmead City
CountyMcLennan County
Unified School DistrictLa Vega Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$200,963 (-18.77%) Land $30,460 Building $181,050$211,510 (-14.51%) Land $30,460 Building $181,050
2024$1,343.00 (+17.29%)
2023$247,400 Land $30,460 Building $216,940$247,400 Land $30,460 Building $216,940
2022$1,145.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McLennan County (48309C), updated June 9, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 483090017002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force
Nearby Flood Claims3 (1989–2018)
Claims Outside the SFHA3 of 3
Most Recent ClaimOct 2018, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 223 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Radiate HoldingsCable1,500 / 50
SpectrumCable1,000 / 1,000
HelmscoFixed Wireless (unlicensed)100 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: AMG Technology Investment Group, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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