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1020 Choctaw Bluff Rd, Mobile, AL 36695 Property Records

Mobile County property record for 1020 Choctaw Bluff Rd, Mobile, AL 36695

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,638 sqft · built 1975
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on Record
Last Sale$80,788 (Apr 2013)
Deeds & MortgagesSep 2026 Mortgage
Flood ZoneZone X (minimal risk)
APNR022809301000043

Property Details

APN / Parcel Number

Primary APNR022809301000043
Alternative APNs
  • 28 09 30 1 000 043.XXX
  • 00616989
  • 616989

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,638 sqft Living Area
1st Floor Area1,638 sqft
Utility RoomUtility Room
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1995
Exterior MaterialBrick
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area43,560 sqft (1 acres)
PorchSlab
Porch Area104 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number616989
Street Address1020 CHOCTAW BLUFF RD
CityMOBILE
StateAL
Zip36695-3405
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 32 PINE RUN UNIT 1 MBK 24 P 63 #SEC 30 T4S R2W #MP28 09 30 1 000
Legal Range04S
Legal Township04S
Legal Section30
Legal SubdivisionPINE RUN
Legal Lot Number32
Legal Unit1
JurisdictionMOBILE AL
Township / Civil DivisionTANNER WILLIAMS
Census Block Group1
Census Block1011
Census Tract6411

Owner

Source: Mobile County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1020 CHOCTAW BLUFF RD, MOBILE, AL 36695-3405
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 15, 2013 · Amount on Record
Deed SaleApr 15, 2013 · Amount on Record
Prior SaleNov 7, 2007
Deed Document Number201322339
Deed Book / Page7013 / 1617
Prior Transfer DateAug 30, 2012
Prior Transfer Doc0000022339
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMOBILE AL
Recording DateSep 4, 2026
Property Address1020 CHOCTAW BLUFF RD, MOBILE, AL 36695-3405
Document Number0000054099
Instrument DateAug 26, 2026
Instrument202654099
Transaction TypeMortgage
Record UpdatedSep 15, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address1020 CHOCTAW BLUFF RD, MOBILE, AL 36695-3405
InvestorPossibly a Property Investor

Mortgage

Document Number0000054099,
DateSep 4, 2026
Instrument202654099
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Mobile County assessment roll, as of September 15, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyMobile County
MunicipalityMobile City
Unified School DistrictMobile County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$15,050 (+16.04%) Land $2,500 Building $12,550$150,500 (+16.04%) Land $25,000 Building $125,500
2023Additional exemption filed$12,970 Land $2,500 Building $10,470$129,700 Land $25,000 Building $104,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · above 43% of Alabama
Wildfire Likelihood0.08% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MOBILE, BD. OF W&S COMM. OF THE
serves 279,000 people · EPA ID AL0001005
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		1,200 / 35
Mediacom Xtream
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: C Spire Wireless.

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