1020 Cherry St, Reading, PA 19602 Property Records

Berks County property record for 1020 Cherry St, Reading, PA 19602

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,426 sqft · built 1900
Lot Size	0.02 acres (871 sqft)
Owner	Individual Name on Record
Last Sale	$60,000 (Aug 2022)
Tax Bill	$573 (2026)
Deeds & Mortgages	Aug 2022 Sale Oct 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5316-21-09-7845`

Property Details

APN / Parcel Number

Primary APN	`5316-21-09-7845`
Alternative APNs	`03-5316-21-09-7845` `3302225` `302225`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	3 Stories
Building Area	1,426 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	871 sqft (0.02 acres)
View / Lot	Neighborhood
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	3302225
Street Address	1020 CHERRY ST
City	READING
State	PA
Zip	19602-1213
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	97
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	1
Census Block	1007
Census Tract	1900

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	373 LIBERTY AVE, STATEN ISLAND, NY 10305-2213
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2022	Deed, Transfer STEWART ABSTRACT AND TITLE, STEWART ABSTRACT
Oct 18, 2017	Deed of Trust, Mortgage · Conventional Mortgage LANCO FEDERAL CU
Dec 26, 2018	Grant Deed, Transfer STEWART ABSTRACT AND TITLE, STEWART ABSTRACT/BERKS CNTY
Jul 25, 2017	Grant Deed, Transfer STEWART ABSTRACT AND TITLE, STEWART ABSTRACT/BERKS COUNTY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 29, 2022 · Amount on Record
Deed Sale	Aug 29, 2022 · Amount on Record
Prior Sale	Dec 26, 2018 · Amount on Record
Deed Document Number	202234663
Record Updated	Oct 29, 2026

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Aug 29, 2022
Property Address	1020 CHERRY ST, READING, PA 19602-1213
Document Number	0000034663
Instrument Date	Aug 16, 2022
Instrument	2022034663
Transaction Type	Transfer
Record Updated	Dec 12, 2022
Title Company	STEWART ABSTRACT AND TITLE, STEWART ABSTRACT

Transaction

Amount	Amount Recorded
Tax	$600.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	373 LIBERTY AVE, STATEN ISLAND, NY 10305-2213

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	1020 CHERRY ST, READING, PA 19602-1213
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038887
Date	Oct 18, 2017
Instrument	2017038887

Lender

Name	LANCO FEDERAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2032

Interest

Rate Type	Fixed Rate

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERKS PA
Recording Date	Dec 26, 2018
Property Address	1020 CHERRY ST, READING, PA 19602-1213
Document Number	0000044326
Instrument Date	Dec 21, 2018
Instrument	44326
Transaction Type	Transfer
Record Updated	Jan 8, 2019
Title Company	STEWART ABSTRACT AND TITLE, STEWART ABSTRACT/BERKS CNTY

Transaction

Amount	Amount Recorded
Tax	$260.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	550 PENN AVE WEST READING PA 196111036, WEST READING, PA 19611-1036
Investor	Possibly a Property Investor

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERKS PA
Recording Date	Jul 25, 2017
Property Address	1020 CHERRY ST, READING, PA 19602-1213
Document Number	0000026757
Instrument Date	Jul 19, 2017
Instrument	26757
Transaction Type	Transfer
Record Updated	Oct 30, 2017
Title Company	STEWART ABSTRACT AND TITLE, STEWART ABSTRACT/BERKS COUNTY

Transaction

Amount	Amount Recorded
Tax	$250.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6078 BAYBERRY AVE MANHEIM PA 175459030, MANHEIM, PA 17545-9030
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$573.00 (+6.7%)	$20,300 (-) Land $4,400 Building $15,900	$4,400 (-78.33%) Land $4,400
2024	$537.00	$20,300 Land $4,400 Building $15,900
1994			$20,300 Land $4,400 Building $15,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jan 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,875 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Greenlight Networks, T-Mobile, Verizon.

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