Adams County property record for 1020 Centennial Dr, Bennett, CO 80102
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,482 sqft · built 1983 |
| Lot Size | 0.131 acres (5,700 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $334,000 (Apr 2019) |
| Tax Bill | $1,418 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Apr 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1815-28-4-22-022 |
| Primary APN | 1815-28-4-22-022 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,482 sqft Living Area |
| Gross Area | 1,962 sqft |
| 1st Floor Area | 1,482 sqft |
| Basement Area | 640 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 5,700 sqft (0.131 acres) |
| Lot Dimensions | 100 ft deep x 57 ft wide |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Wood Porch |
| Deck Area | 120 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | R0083248 |
|---|---|
| Street Address | 1020 CENTENNIAL DR |
| City | BENNETT |
| State | CO |
| Zip | 80102-7874 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUB:CENTENNIAL ADD NO 3 BLK:2 LOT:12 |
| Legal Range | 63W |
| Legal Township | 03S |
| Legal Section | 28 |
| Legal Quarter | 4 |
| Legal Subdivision | CENTENNIAL ADD NO 3 |
| Legal Block | 2 |
| Legal Lot Number | 12 |
| Jurisdiction | ADAMS CO |
| Township / Civil Division | EAST ADAMS |
| Census Block Group | 2 |
| Census Block | 2057 |
| Census Tract | 8401 |
1020 Centennial Dr is owned and occupied by two individuals who bought it in April 2019.
Source: Adams County records, as of January 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1020 CENTENNIAL DR, BENNETT, CO 80102-7874 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 20, 2021 | Deed of Trust, Mortgage · FHA Mortgage LUMINATE HOME LOANS INC |
| Apr 9, 2019 | Special Warranty Deed, Transfer · FHA Mortgage CITYWIDE HOME LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 9, 2019 · Amount on File |
| Deed Sale | Apr 9, 2019 · Amount on File |
| Prior Sale | Feb 25, 2014 · Amount on File |
| Deed Document Number | 201925651 |
| Prior Transfer Date | Feb 24, 1998 |
| Prior Transfer Doc | 000C373701 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS CO |
| Property Address | 1020 CENTENNIAL DR, BENNETT, CO 80102-7874 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000047884 |
|---|---|
| Date | Apr 20, 2021 |
| Instrument | 2021000047884 |
| Name | LUMINATE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | MINNEAPOLIS, MN 55439 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ADAMS CO |
| Recording Date | Apr 9, 2019 |
| Property Address | 1020 CENTENNIAL DR, BENNETT, CO 80102-7874 |
| Document Number | 0000025651 |
| Instrument Date | Apr 5, 2019 |
| Instrument | 2019000025651 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2022 |
| Title Company | HERITAGE TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $33.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1020 CENTENNIAL DR, BENNETT, CO 80102-7874 |
| Document Number | 0000025652 |
|---|---|
| Date | Apr 9, 2019 |
| Instrument | 2019000025652 |
| Name | CITYWIDE HOME LOANS |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2049 |
| Document Number | 0000025653 |
|---|---|
| Date | Apr 9, 2019 |
| Instrument | 2019000025653 |
| Name | COLORADO HOUSING & FINANCE AUTHORITY |
|---|---|
| Type | Government Agency |
| Address | DENVER, CO 80202 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2049 |
The 2025 property tax bill for 1020 Centennial Dr was $1,418, down 27.4% from the year before.
Source: Adams County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Adams County |
| Municipality | Bennett Town |
| Unified School District | Bennett School District 29-J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,418.00 (-27.43%) | $26,380 Land $5,440 Building $20,940 | $388,000 Land $80,000 Building $308,000 |
| 2024 | $1,954.00 (-14.37%) | ||
| 2023 | $2,282.00 (+2.1%) | $26,460 (+3.12%) Land $4,740 Building $21,720 | $391,000 (+5.92%) Land $70,000 Building $321,000 |
| 2022 | $2,235.00 | $25,660 Land $9,460 Building $16,200 | $369,132 Land $136,000 Building $233,132 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1020 Centennial Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1020 Centennial Dr is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 70% of Colorado |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF BENNETT serves 4,400 people · EPA ID CO0101020 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Eastern Slope Rural Telephone Association Fiber · DSL in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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