1020 Cedar St, Santa Cruz, CA 95060 Property Records

Santa Cruz County property record for 1020 Cedar St, Santa Cruz, CA 95060

Property Summary

Property TypePiers, Wharf (Recreation)
OwnerIndividual Name on Record
Flood ZoneZone A99 (high risk)
APN249-230-02

Property Details

APN / Parcel Number

Primary APN249-230-02

Location & Zoning

Street Address1020 CEDAR ST
CitySANTA CRUZ
StateCA
Zip95060-3828
Property CategoryPublic Works
Property TypePublic Works > Piers, Wharf (Recreation)
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group2
Census Block2013
Census Tract100700

Owner

Source: Santa Cruz County records, as of September 4, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1020 CEDAR ST, SANTA CRUZ, CA 95060-3828
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 7, 2026

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
MunicipalitySanta Cruz City
Elementary School DistrictSanta Cruz City Elementary School District (KG - 05)
Secondary School DistrictSanta Cruz City High School District (6-12) (06 - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A99
high risk · federal flood protection under construction
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 41 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies60 units insured
incl. 19 condo units
Nearby Flood Claims15 (1982–2023)
Claims Outside the SFHA3 of 15
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Winter Storms And Flooding, Feb 1998 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSANTA CRUZ WATER DEPARTMENT
serves 94,626 people · EPA ID CA4410010
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Cruzio
Fixed Wireless · Fiber in parts of the area
1,000 / 1,000
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

Nearby Properties on Cedar St

Nearby Streets

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