Washtenaw County property record for 1020 Bruce St, Ann Arbor, MI 48103
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,086 sqft · built 1956 |
| Lot Size | 0.269 acres (11,718 sqft) |
| Owner | Individual Name on File |
| Last Sale | $305,700 (Sep 2018) |
| Tax Bill | $9,557 (2025) |
| Deeds & Mortgages | Sep 2018 Mortgage Oct 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-09-19-314-008 |
| Primary APN | 09-09-19-314-008 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Building Area | 1,086 sqft Living Area |
| Basement Area | 1,176 sqft |
| Unfinished Basement | 1,066 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Ranch |
| Lot Area | 11,718 sqft (0.269 acres) |
| Lot Dimensions | 130 ft deep x 90 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 1020 BRUCE ST |
|---|---|
| City | ANN ARBOR |
| State | MI |
| Zip | 48103-3536 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1C |
| Legal Description | LOT 199 ARBOR HEIGHTS NO 2 AND W 25 FT LOT 200 ARBOR HTS 3 |
| Legal Range | 06E |
| Legal Township | 02S |
| Legal Section | 19 |
| Legal Subdivision | ARBOR HEIGHTS SUBDIVISION # 2 |
| Legal Block | 314 |
| Legal Lot Number | 199-200 |
| Jurisdiction | WASHTENAW MI |
| Township / Civil Division | ANN ARBOR |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 403400 |
1020 Bruce St is owned and occupied by an individual who bought it in September 2018.
Source: Washtenaw County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1020 BRUCE ST, ANN ARBOR, MI 48103-3536 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 12, 2018 | Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN STATE UNIVERSITY FCU |
| Oct 7, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN MUTUAL INC |
| Sep 18, 2018 | Warranty Deed, Transfer PREFERRED TITLE AGENCY/ANN ARBOR, PREFERRED TITLE AGCY/ANN ARBOR |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 18, 2018 · Amount on File |
| Deed Sale | Sep 18, 2018 · Amount on File |
| Prior Sale | Mar 19, 2012 · Amount on File |
| Deed Document Number | 20186440671 |
| Deed Book / Page | 5273 / 976 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHTENAW MI |
| Property Address | 1020 BRUCE ST, ANN ARBOR, MI 48103-3536 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Title Company | SUNTITLE |
| Name | Verified Name |
|---|
| Document Number | 0006439983 |
|---|---|
| Date | Sep 12, 2018 |
| Book Page | 5273/288 |
| Instrument | 6439983 |
| Name | MICHIGAN STATE UNIVERSITY FCU |
|---|---|
| Type | Credit Union |
| Address | EAST LANSING, MI 48823 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHTENAW MI |
| Property Address | 1020 BRUCE ST, ANN ARBOR, MI 48103-3536 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0006546378 |
|---|---|
| Date | Oct 7, 2020 |
| Book Page | 5379/598 |
| Instrument | 6546378 |
| Name | MICHIGAN MUTUAL INC |
|---|---|
| Type | Mortgage Company |
| Address | PORT HURON, MI 48060 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Oct 1, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WASHTENAW MI |
| Recording Date | Sep 18, 2018 |
| Property Address | 1020 BRUCE ST, ANN ARBOR, MI 48103-3536 |
| Document Number | 0006440671 |
| Book / Page | 005273 / 000976 |
| Instrument Date | Aug 31, 2018 |
| Instrument | 6440671 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2018 |
| Title Company | PREFERRED TITLE AGENCY/ANN ARBOR, PREFERRED TITLE AGCY/ANN ARBOR |
| Amount | Amount on Record |
|---|---|
| Tax | $336.27 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1689 HIGH HOLLOW DR ANN ARBOR MI 481039621, ANN ARBOR, MI 48103-9621 |
The 2025 property tax bill for 1020 Bruce St was $9,557 with a homeowner's exemption.
Source: Washtenaw County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Ann Arbor City |
| County | Washtenaw County |
| Unified School District | Ann Arbor Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $222,000 (+16.23%) | $444,000 (+16.23%) | |
| 2025 | $9,557.00 Homeowner's exemption | $191,000 | $382,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1020 Bruce St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2001.
Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (2001–2011) |
| Most Recent Claim | Aug 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1020 Bruce St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ANN ARBOR serves 123,851 people · EPA ID MI0000220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 584 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Mercury Fiber.
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