1020 Bluff City Blvd, Elgin, IL 60120 Property Records

Cook County property record for 1020 Bluff City Blvd, Elgin, IL 60120

Property Summary

Property Type	Parking Garage, Parking Structure
Details	12,680 sqft · built 1963
Lot Size	0.148 acres (6,454 sqft)
Owner	Company Name on File
Last Sale	$520,000 (May 2022)
Tax Bill	$4,824 (2023)
Deeds & Mortgages	Jul 2026 Transfer Apr 2026 Construction Loan + 3 more
Flood Zone	Zone X (minimal risk)
APN	`06-19-320-038`

Property Details

APN / Parcel Number

Primary APN	`06-19-320-038`
Alternative APN	`06-19-320-038-0000`

Interior

Units	3 Units
Stories	1 Story
Building Area	12,680 sqft Gross Area

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Lot Area	6,454 sqft (0.148 acres)

Location & Zoning

Street Address	1020 BLUFF CITY BLVD
City	ELGIN
State	IL
Zip	60120-7310
Property Category	Commercial
Property Type	Commercial > Retail > Parking Garage, Parking Structure
Legal Description	(MASONS) ADD TO (ELGIN) PT OF SW ALSO PT SW NE & PT S E SEC 19-41-09
Legal Range	09E
Legal Township	41N
Legal Section	19
Legal Subdivision	MASONS ADD TO ELGIN
Legal Block	5
Legal Lot Number	40
Jurisdiction	COOK IL
Township / Civil Division	HANOVER
Census Block Group	1
Census Block	1001
Census Tract	804406

Owner

1020 Bluff City Blvd, a commercial property, is owned by a company that acquired it in May 2026.

Source: Cook County records, as of July 21, 2026

Owner of Record	Company Name on File
Mailing Address	615 GRACE ST, ELGIN, IL 60120-8311
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Apr 14, 2026	Deed of Trust, Mortgage · Construction Mortgage BANK OF PONTIAC
Feb 23, 2026	Special Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Nov 8, 2022	Deed of Trust, Mortgage · Commercial Mortgage BANK OF PONTIAC
May 5, 2022	Special Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 5, 2022 · Amount on File
Deed Sale	May 5, 2022 · Amount on File
Deed Document Number	202219003
Last Transfer Date	May 20, 2026
Transfer Doc	0000010067
Record Updated	Sep 20, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COOK IL
Recording Date	Jul 13, 2026
Property Address	1020 BLUFF CITY BLVD, ELGIN, IL 60120-7310
Document Number	0000010067
Instrument Date	May 20, 2026
Instrument	202610067
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	615 GRACE ST, ELGIN, IL 60120-8311

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Recording Date	Apr 14, 2026
Property Address	1020 BLUFF CITY BLVD, ELGIN, IL 60120-7310
Document Number	0000021002
Instrument Date	Mar 20, 2026
Instrument	202621002
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	LIVINGSTON COUNTY ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 GRACE ST, ELGIN, IL 60120-8311

Mortgage

Document Number	0000021002,
Date	Apr 14, 2026
Instrument	202621002

Lender

Name	BANK OF PONTIAC

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	60 Months
Due	Mar 20, 2031

Interest

Rate	6.01%
Max Rate	-1%

February 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	COOK IL
Recording Date	Feb 23, 2026
Property Address	1020 BLUFF CITY BLVD, ELGIN, IL 60120-7310
Document Number	0005409014
Instrument Date	Feb 12, 2026
Instrument	2605409014
Transaction Type	Transfer
Record Updated	Mar 11, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	823 HASTINGS ST, ELGIN, IL 60120-8220

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 GRACE ST, ELGIN, IL 60120-8311

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1020 BLUFF CITY BLVD, ELGIN, IL 60120-7310
Transaction Type	Mortgage
Record Updated	Apr 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0031225025
Date	Nov 8, 2022
Instrument	2231225025

Lender

Name	BANK OF PONTIAC
Type	Bank
Address	PONTIAC, IL 61764

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	23 Months
Due	Oct 15, 2024

May 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	COOK IL
Recording Date	May 5, 2022
Property Address	1020 BLUFF CITY BLVD, ELGIN, IL 60120-7310
Document Number	0012519003
Map Reference	DOC 17488456
Instrument Date	Apr 14, 2022
Instrument	2212519003
Transaction Type	Transfer
Record Updated	Apr 9, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$520.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17756 N 92ND ST, SCOTTSDALE, AZ 85255-6042

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	823 HASTINGS ST, ELGIN, IL 60120-8220
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Hanover Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$62,342 Land $11,295 Building $51,047	$249,368 Land $45,180 Building $204,188
2023	$4,824.00 (+2.9%)	$16,760 (-) Land $9,681 Building $7,079	$67,040 (-) Land $38,724 Building $28,316
2022	$4,688.00	$16,760 Land $9,681 Building $7,079	$67,040 Land $38,724 Building $28,316

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1020 Bluff City Blvd in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	16 (1997–2020)
Claims Outside the SFHA	5 of 16
Most Recent Claim	May 2020 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims Severe Storms And Flooding, Sep 2008 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1020 Bluff City Blvd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Fox Valley Internet.

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