1020 Big Spring Cir, Durham, NC 27703 Property Records

Durham County property record for 1020 Big Spring Cir, Durham, NC 27703

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,868 sqft · built 2018
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$644,000 (Oct 2025)
Tax Bill	$6,089 (2026)
Deeds & Mortgages	Oct 2021 Mortgage Oct 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0850-72-9953`

Property Details

APN / Parcel Number

Primary APN	`0850-72-9953`
Alternative APNs	`0850-72-99-5340` `221603`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,868 sqft Heated Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Conventional
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1020 BIG SPRING CIR
City	DURHAM
State	NC
Zip	27703-7604
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDR 3.990
Legal Description	BRIGHTLEAF @ THE PARK/TR# 13B/PH:04-05/LT#707 PL:000197-000079
Legal Subdivision	BRIGHTLFPK/TR:13B
Legal Phase	4-5
Legal Tract	13
Legal Lot Number	707
Jurisdiction	DURHAM NC
Township / Civil Division	OAK GROVE
Census Block Group	4
Census Block	4011
Census Tract	1808

Owner

Source: Durham County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1020 BIG SPRING CIR, DURHAM, NC 27703-7604
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Oct 30, 2025	Warranty Deed, Transfer · Conventional Mortgage INTEGRITY HOME MORTGAGE CORP
Dec 16, 2019	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 30, 2018	Grant Deed, Subdivision Related Transfer · Conventional Mortgage GMFS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2025 · Amount on Record
Deed Sale	Oct 30, 2025 · Amount on Record
Prior Sale	Dec 16, 2019 · Amount on Record
Deed Document Number	2025152650
Deed Book / Page	10415 / 89
Prior Transfer Date	Apr 23, 2018
Prior Transfer Doc	0084120578
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	1020 BIG SPRING CIR, DURHAM, NC 27703-7604
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0095070855
Date	Oct 26, 2021
Book Page	9507/855
Instrument	2021054680

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2041

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Oct 30, 2025
Property Address	1020 BIG SPRING CIR, DURHAM, NC 27703-7604
Document Number	0104150089
Book / Page	10415 / 89
Map Reference	MB 197 PG 77-82
Instrument Date	Oct 24, 2025
Instrument	2025152650
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	HERITAGE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,288.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 BIG SPRING CIR, DURHAM, NC 27703-7604

Mortgage

Document Number	2025152651
Date	Oct 30, 2025
Instrument	2025152651

Lender

Name	INTEGRITY HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Dec 16, 2019
Property Address	1020 BIG SPRING CIR, DURHAM, NC 27703-7604
Document Number	0088260472
Book / Page	8826 / 472
Map Reference	MB 197 PG 77-82
Instrument Date	Dec 2, 2019
Instrument	2019046574
Transaction Type	Transfer
Record Updated	Aug 30, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$850.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	120 LONGWATER DR, 120, NORWELL, MA 02061-1653

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 BIG SPRING CIR, DURHAM, NC 27703-7604

Mortgage

Document Number	2019046575
Date	Dec 16, 2019
Instrument	2019046575

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Jan 1, 2045

August 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	DURHAM NC
Recording Date	Aug 30, 2018
Property Address	1020 BIG SPRING CIR, DURHAM, NC 27703-7604
Document Number	0084990197
Book / Page	008499 / 000197
Instrument Date	Aug 30, 2018
Instrument	30740
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 22, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$764.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1020 BIG SPRING CIR DURHAM NC 277037604, DURHAM, NC 27703-7604

Mortgage

Document Number	84990199
Date	Aug 30, 2018
Book Page	008499/000199
Instrument	30741

Lender

Name	GMFS
Address	BATON ROUGE, LA 70806

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 29, 2048

Tax Assessment & Valuation

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,089.00 (+2.51%)	$599,229 (-) Land $118,950 Building $480,279	$599,229 (-) Land $118,950 Building $480,279
2025	$5,940.00 (+35.46%)	$599,229 (+79%) Land $118,950 Building $480,279	$599,229 (+79%) Land $118,950 Building $480,279
2023	$4,385.00 (+2.36%)	$334,759 Land $76,375 Building $258,384	$334,759 Land $76,375 Building $258,384
2022	$4,284.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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