1020 Baldwin Ave, Norfolk, VA 23507 Property Records

Norfolk City property record for 1020 Baldwin Ave, Norfolk, VA 23507

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,881 sqft · built 1939
Lot Size	0.242 acres (10,542 sqft)
Owner	2 Individual Names on File
Last Sale	$491,000 (Nov 2010)
Tax Bill	$9,850 (2026)
Deeds & Mortgages	Feb 2019 Line of Credit Apr 2021 Refinance
APN	`05232600`

Property Details

APN / Parcel Number

Primary APN	`05232600`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	3,881 sqft Living Area
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Slate
Lot Area	10,542 sqft (0.242 acres)
Garage Type	Attached
Garage Area	267 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	236 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water

Location & Zoning

Street Address	1020 BALDWIN AVE
City	NORFOLK
State	VA
Zip	23507-1224
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	7,8 & 9 BLK 2 W GHENT BLVD CORP
Legal Subdivision	WEST GHENT BLVD PROP
Legal Block	2
Jurisdiction	NORFOLK CITY VA
Township / Civil Division	NORFOLK
Census Block Group	3
Census Block	3019
Census Tract	3800

Owner

1020 Baldwin Ave is owned and occupied by two individuals who bought it in November 2010.

Source: Norfolk City records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1020 BALDWIN AVE, NORFOLK, VA 23507-1224
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Apr 16, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance WYNDHAM CAPITAL MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2010 · Amount on File
Deed Sale	Nov 17, 2010 · Amount on File
Prior Sale	Apr 28, 2008 · Amount on File
Deed Document Number	201023856
Record Updated	Oct 29, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORFOLK CITY VA
Property Address	1020 BALDWIN AVE, NORFOLK, VA 23507-1224
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0190002317
Date	Feb 8, 2019
Instrument	190002317

Lender

Name	BANK OF AMERICA NA

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Jan 25, 2049

Interest

Rate Type	Adjustable Rate

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORFOLK CITY VA
Property Address	1020 BALDWIN AVE, NORFOLK, VA 23507-1224
Transaction Type	Mortgage
Record Updated	Dec 22, 2021
Title Company	SILK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210011916
Date	Apr 16, 2021
Instrument	210011916

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	May 1, 2041

Interest

Rate Type	Fixed Rate
Rate	2.88%

Tax Assessment & Valuation

The 2026 property tax bill for 1020 Baldwin Ave was $9,850, up 1.6% from the year before.

Source: Norfolk City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Norfolk City
Unified School District	Norfolk City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,850.00 (+1.63%)	$788,000 (-) Land $274,000 Building $514,000	$788,000 (-) Land $274,000 Building $514,000
2025	$9,692.00	$788,000 Land $274,000 Building $514,000	$788,000 Land $274,000 Building $514,000
2023	$9,057.00	$724,600 Land $274,000 Building $450,600	$724,600 Land $274,000 Building $450,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1020 Baldwin Ave; there have been 16 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 57 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	59 units insured incl. 2 condo units
Nearby Flood Claims	16 (1978–2016)
Claims Outside the SFHA	12 of 16
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east, Nov 2009 · 4 claims Hurricane Isabel, Sep 2003 · 3 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1020 Baldwin Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NORFOLK serves 234,220 people · EPA ID VA3710100
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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