Kane County property record for 1020 Augusta Ave, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,058 sqft · built 1878 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Last Sale | $100,000 (Jan 1997) |
| Tax Bill | $7,450 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-12-132-017 |
| Primary APN | 06-12-132-017 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,058 sqft Living Area |
| Gross Area | 3,178 sqft |
| Basement Area | 1,120 sqft |
| Year Built | Built 1878 |
|---|---|
| Effective Year Built | Effective 1878 |
| Construction Type | Frame |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 1020 AUGUSTA AVE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-2930 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GROTE & CHURCHS 2ND ADDN LOT 4 BLOCK 1 |
| Legal Subdivision | GROTE&CHURCHS 2ND ADDN |
| Legal Block | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 6 |
| Census Block | 6020 |
| Census Tract | 850800 |
Source: Kane County assessment roll, as of July 23, 2026
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| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1020 AUGUSTA AVE, ELGIN, IL 60120-2930 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 17, 1997 · Amount on Record |
| Deed Sale | Jan 17, 1997 · Amount on Record |
| Deed Document Number | 19974054 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 1020 AUGUSTA AVE, ELGIN, IL 60120-2930 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000061178 |
|---|---|
| Date | Aug 10, 2021 |
| Instrument | 2021K061178 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | DES PLAINES, IL 60018 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Jul 1, 2041 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,450.00 (+15.85%) Homeowner's exemption | $105,664 (+8.57%) Land $20,976 Building $84,688 | $317,119 (+8.57%) Land $62,953 Building $254,166 |
| 2024 | $97,323 (+21.39%) Land $19,320 Building $78,003 | $292,086 (+21.44%) Land $57,983 Building $234,103 | |
| 2022 | $6,431.00 (+4.55%) Homeowner's exemption | $80,171 (+6.96%) Land $15,915 Building $64,256 | $240,513 (+6.96%) Land $47,745 Building $192,768 |
| 2021 | $6,151.00 Homeowner's exemption | $74,954 Land $14,879 Building $60,075 | $224,862 Land $44,637 Building $180,225 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 592 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Radiate Holdings Cable | 1,500 / 50 |
| AT&T DSL | 100 / 20 |
May also be available: Verizon.
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