1020 Agate Dr, Edgewood, MD 21040 Property Records

Harford County property record for 1020 Agate Dr, Edgewood, MD 21040

Property Summary

Property TypeTownhouse
Details1.5 ba · 1,584 sqft · built 1986
Lot Size0.066 acres (2,880 sqft)
OwnerIndividual Name on Record
Last Sale$95,000 (Dec 2001)
Tax Bill$2,289 (2026)
Deeds & MortgagesAug 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN01-092014

Property Details

APN / Parcel Number

Primary APN01-092014
Alternative APNs
  • 1092014
  • 092014

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,584 sqft Total Area
Basement Area400 sqft
Finished Basement400 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area2,880 sqft (0.066 acres)
Lot Dimensions80 ft deep x 36 ft wide
Deck Area352 sqft
Patio Area80 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number092014
Street Address1020 AGATE DR
CityEDGEWOOD
StateMD
Zip21040-1302
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeR4
Legal DescriptionLOT 138 2880 SF 1020 AGATE DRIVE WEST SHORE P1 PT 50/29
Legal SubdivisionWEST SHORE
Legal Lot Number138
JurisdictionHARFORD MD
Township / Civil Division1, ABINGDON
Census Block Group1
Census Block1015
Census Tract301707

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1020 AGATE DR, EDGEWOOD, MD 21040-1302
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 14, 2001 · Amount on Record
Deed SaleDec 14, 2001 · Amount on Record
Deed Document Number20011567
Deed Book / Page3774 / 102
Last Transfer DateJul 22, 2022
Transfer Doc0156350330
Record UpdatedOct 29, 2026

August 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHARFORD MD
Recording DateAug 16, 2022
Property Address1020 AGATE DR, EDGEWOOD, MD 21040-1302
Document Number0156350330
Book / Page15635 / 330
Map ReferenceMB HDC 50 FO 20
Instrument DateJul 25, 2022
Transaction TypeTransfer
Record UpdatedAug 23, 2022
Title CompanyGUARANTEED TRUST TITLE LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1020 AOATE DRIVE, EDGEWOOD, MD 21040-1302

Mortgage

Document Number0156350336
DateAug 16, 2022
Instrument15635-0336
Lender
NameNFM INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2052

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,289.00 (+15.55%)$210,100 (+7.21%) Land $40,500 Building $169,600$210,100 (-) Land $40,500 Building $169,600
2025$1,981.00 (+11.67%)$195,967 (+16.86%)$210,100 (+25.28%) Land $40,500 Building $169,600
2023$167,700 Land $40,500 Building $127,200$167,700 Land $40,500 Building $127,200
2022$1,774.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies15 in force
Nearby Flood Claims1 (2018)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 89% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARFORD COUNTY D.P.W.
serves 104,567 people · EPA ID MD0120016
Water SourceSurface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880

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