1020 5th St, Novato, CA 94945 Property Records

Marin County property record for 1020 5th St, Novato, CA 94945

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,561 sqft · built 1967
Lot Size	0.039 acres (1,712 sqft)
Owner	2 Trust Names on File
Last Sale	$210,000 (Oct 1994)
Tax Bill	$11,015 (2025)
Deeds & Mortgages	Jan 2018 Mortgage Nov 2019 Transfer + 2 more
Flood Zone	Zone X (moderate risk)
APN	`141-360-05`

Property Details

APN / Parcel Number

Primary APN	`141-360-05`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,561 sqft Living Area

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Contemporary
Lot Area	1,712 sqft (0.039 acres)
Deck Area	866 sqft
Patio Area	866 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	1020 5TH ST
City	NOVATO
State	CA
Zip	94945-2414
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARCEL MAPS 21 PG 29 UNIT 5
Legal Subdivision	FIFTH STREET CONDOS
Jurisdiction	MARIN CA
Township / Civil Division	NOVATO
Census Block Group	1
Census Block	1016
Census Tract	102203

Owner

1020 5th St is owner-occupied and held in a trust since November 2019.

Source: Marin County records, as of July 13, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1020 5TH ST, NOVATO, CA 94945-2414
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2018	Deed of Trust, Mortgage · Commercial Mortgage TCF NATIONAL BANK
Nov 8, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 15, 2019	Deed of Trust, Mortgage BCHH INC
Oct 11, 2017	Deed of Trust, Mortgage · Conventional with PMI GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 18, 1994 · Amount on File
Deed Sale	Oct 18, 1994 · Amount on File
Deed Document Number	199473911
Last Transfer Date	Nov 1, 2019
Transfer Doc	0000042418
Record Updated	Oct 29, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARIN CA
Property Address	1020 5TH ST, NOVATO, CA 94945-2414
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2508 S LOUISE AVE, SIOUX FALLS, SD 57106-4331

Mortgage

Document Number	0000000537
Date	Jan 9, 2018
Instrument	2018-0000537

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 23, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARIN CA
Recording Date	Nov 8, 2019
Property Address	1020 5TH ST, NOVATO, CA 94945-2414
Document Number	0000042418
Instrument Date	Nov 1, 2019
Instrument	42418
Transaction Type	Transfer
Record Updated	Nov 25, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1020 5TH ST NOVATO CA 949452414, NOVATO, CA 94945-2414

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARIN CA
Property Address	1020 5TH ST, NOVATO, CA 94945-2414
Document Number	0000013375
Instrument Date	Apr 15, 2019
Transaction Type	Mortgage
Record Updated	May 9, 2019
Title Company	BCHH INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 5TH ST NOVATO CA 949452414, NOVATO, CA 94945-2414

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARIN CA
Property Address	1020 5TH ST, NOVATO, CA 94945-2414
Document Number	0000040903
Instrument Date	Oct 11, 2017
Transaction Type	Mortgage
Record Updated	Oct 27, 2017
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 5TH ST NOVATO CA 949452414, NOVATO, CA 94945-2414

Mortgage

Document Number	0000040903
Date	Oct 16, 2017
Instrument	40903

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 15, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1020 5th St was $11,015 with a homeowner's exemption.

Source: Marin County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Marin County
Municipality	Novato City
Unified School District	Novato Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$391,661 (+2%) Land $125,915 Building $265,746
2025	$11,015.00 Homeowner's exemption	$383,981 Land $123,446 Building $260,535
2023	$10,773.00 (+1.22%) Homeowner's exemption	$369,073 Land $118,653 Building $250,420
2022	$10,643.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1020 5th St in Zone X, an area of moderate flood risk, though there have been 8 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	8 (1982–2014)
Claims Outside the SFHA	8 of 8
Most Recent Claim	Dec 2014 · rainfall accumulation
Claims by Event	Coastal Storms, Floods, Slides & Tornadoes, Jan 1983 · 2 claims Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1020 5th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH MARIN WATER DISTRICT serves 61,691 people · EPA ID CA2110003
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Unwired.

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