1020 4th St, Covington, IN 47932 Property Records

Fountain County property record for 1020 4th St, Covington, IN 47932

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 2,424 sqft · built 1955
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on Record
Last Sale$293,800 (Oct 2021)
Tax Bill$2,242 (2025)
Deeds & MortgagesDec 2019 Mortgage
Oct 2021 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN018B082642611200

Property Details

APN / Parcel Number

Primary APN018B082642611200
Alternative APNs
  • 23-06-26-426-112.000-016
  • 00000992429
  • 0180070600

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms1 Room
Stories1 Story
Building Area2,424 sqft Living Area
1st Floor Area2,424 sqft
Basement Area606 sqft
Unfinished Basement606 sqft

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 2002
Construction TypeStone
Foundation TypeNo Foundation
Roof MaterialAsphalt
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions132 ft deep x 66 ft wide
Garage TypeDetached
Garage Area720 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

Pool TypeAbove-Ground Pool
Deck AreaDeck Area
Shed1 Shed
Shed Area160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Account Number00000992429
Street Address1020 4TH ST
CityCOVINGTON
StateIN
Zip47932-1022
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCOVIN
Legal Description018-00706-00 VANCES 88 MP B08-26-426-11200
Legal SubdivisionVANCES ADD
JurisdictionFOUNTAIN IN
Township / Civil DivisionTROY
Census Block Group2
Census Block2024
Census Tract957800

Owner

Source: Fountain County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1020 4TH ST, COVINGTON, IN 47932-1022
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 4, 2019Deed of Trust, Mortgage · Conventional Mortgage
CENTREBANK
Oct 1, 2021Warranty Deed, Transfer · Conventional Mortgage
JP MORGAN CHASE BANK
Dec 27, 2019Warranty Deed, Transfer · Conventional Mortgage
CENTREBANK
May 17, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 1, 2021 · Amount on Record
Deed SaleOct 1, 2021 · Amount on Record
Prior SaleDec 27, 2019 · Amount on Record
Deed Document Number20212745
Prior Transfer DateMay 17, 2018
Prior Transfer Doc0201801024
Record UpdatedSep 20, 2026

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFOUNTAIN IN
Property Address1020 4TH ST, COVINGTON, IN 47932-1022
Transaction TypeMortgage
Record UpdatedFeb 7, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0201902796
DateDec 4, 2019
Instrument201902796
Lender
NameCENTREBANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term12 Months
DueNov 27, 2020
Interest
Rate TypeFixed Rate

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFOUNTAIN IN
Recording DateOct 1, 2021
Property Address1020 4TH ST, COVINGTON, IN 47932-1022
Document Number0202102745
Map ReferenceDOC 201902991
Instrument DateSep 27, 2021
Instrument202102745
Transaction TypeTransfer
Record UpdatedFeb 7, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1020 4TH ST, COVINGTON, IN 47932-1022

Mortgage

Document Number0202102746
DateOct 1, 2021
Instrument202102746
Lender
NameJP MORGAN CHASE BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFOUNTAIN IN
Recording DateDec 27, 2019
Property Address1020 4TH ST, COVINGTON, IN 47932-1022
Document Number0201902991
Instrument DateDec 23, 2019
Instrument201902991
Transaction TypeTransfer
Record UpdatedFeb 7, 2023

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1020 4TH ST, COVINGTON, IN 47932-1022

Mortgage

Document Number0201902992
DateDec 27, 2019
Instrument201902992
Lender
NameCENTREBANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

May 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionFOUNTAIN IN
Recording DateMay 17, 2018
Property Address1020 4TH ST, COVINGTON, IN 47932-1022
Document Number0201801024
Instrument DateMay 17, 2018
Instrument201801024
Transaction TypeTransfer
Record UpdatedFeb 7, 2023

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common

Tax Assessment & Valuation

Source: Fountain County assessment roll, as of June 19, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyFountain County
County SubdivisionTroy Township
MunicipalityCovington City
Unified School DistrictCovington Community School Corporation (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,242.00 (+2.37%) Homeowner's exemption$252,300 (+43.27%) Land $24,200 Building $228,100$252,300 (+43.27%) Land $24,200 Building $228,100
2024$2,190.00 (+29.2%)
2023$1,695.00 (+2.98%)$176,100 (+6.08%) Land $19,800 Building $156,300$176,100 (+6.08%) Land $19,800 Building $156,300
2022$1,646.00 Homeowner's exemption$166,000 Land $19,800 Building $146,200$166,000 Land $19,800 Building $146,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 6, 2013

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOVINGTON WATER DEPARTMENT
serves 2,645 people · EPA ID IN5223002
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureSanitary survey deficiency not corrected
currently in violation since Nov 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sparklight
Cable
1,000 / 50
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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