Codington County property record for 1020 13th St SW, Watertown, SD 57201
| Property Type | Single Family Home |
|---|---|
| Details | built 1985 |
| Owner | 2 Individual Names on File |
| Last Sale | $10,000 (Sep 2024) |
| Tax Bill | $132 (2026) |
| Flood Zone | Zone X (moderate risk) |
| APN | 017175 |
| Primary APN | 017175 |
|---|
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Street Address | 1020 13TH ST SW |
|---|---|
| City | WATERTOWN |
| State | SD |
| Zip | 57201-5062 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BAYVIEW ESTATES LOT 36 1985 MODULINE 65497 |
| Legal Subdivision | BAYVIEW ESTATES |
| Legal Block | NULL |
| Legal Lot Number | 36 |
| Jurisdiction | CODINGTON SD |
| Township / Civil Division | WATERTOWN |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 954501 |
1020 13th St SW is owned and occupied by two individuals who bought it in September 2024.
Source: Codington County records, as of October 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1020 13TH ST SW, WATERTOWN, SD 57201-5062 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 6, 2024 · Amount on File |
| Deed Sale | Sep 6, 2024 · Amount on File |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 1020 13th St SW was $132.
Source: Codington County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | South Dakota |
| County | Codington County |
| Municipality | Watertown City |
| Unified School District | Watertown School District 14-4 (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $132.00 | $12,387 (-) Building $12,387 |
| 2025 | $132.00 (-19.02%) | $12,387 Building $12,387 |
| 2024 | $163.00 | |
| 2023 | $12,387 Building $12,387 | |
| 2022 | $175.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1020 13th St SW in Zone X, an area of moderate flood risk, though there have been 13 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective April 4, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 13 (1997–2016) |
| Claims Outside the SFHA | 7 of 13 |
| Most Recent Claim | Aug 2016 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1020 13th St SW is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.5% of South Dakota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERTOWN MUNICIPAL UTILITIES serves 23,230 people · EPA ID SD4600356 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Also Mapped Here | SIOUX RURAL WATER SYSTEM |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable · Fixed Wireless in parts of the area | 2,000 / 1,000 |
| GigFire Fixed Wireless | 150 / 130 |
May also be available: Bluepeak, T-Mobile, Verizon.
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