Cass County property record for 1020 10th Ave S, Fargo, ND 58103
| Property Type | Single Family Home |
|---|---|
| Details | 1,036 sqft · built 1920 |
| Lot Size | 0.106 acres (4,600 sqft) |
| Owner | Individual Name on File |
| Last Sale | $189,900 (May 2021) |
| Tax Bill | $3,121 (2025) |
| Deeds & Mortgages | May 2021 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 01-0780-00290-000 |
| Primary APN | 01-0780-00290-000 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 1,036 sqft Living Area |
| 1st Floor Area | 1,036 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Lot Area | 4,600 sqft (0.106 acres) |
| Lot Dimensions | 100 ft deep x 46 ft wide |
| Street Address | 1020 10TH AVE S |
|---|---|
| City | FARGO |
| State | ND |
| Zip | 58103-3111 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR3 |
| Legal Description | LOT: 5 BLOCK: 2 ADDITION: ERSKINES PHELPS SUB ADDITIONAL: ERSKINES PHELPS SUB W 46' OF LOTS 5 & 6 BLK 2 |
| Legal Subdivision | ERSKINES |
| Legal Block | 2 |
| Legal Lot Number | 5-6 |
| Jurisdiction | CASS ND |
| Township / Civil Division | FARGO |
| Census Block Group | 2 |
| Census Block | 2049 |
| Census Tract | 801 |
1020 10th Ave S is owned and occupied by an individual who bought it in May 2021.
Source: Cass County records, as of April 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1020 10TH AVE S, FARGO, ND 58103-3111 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 17, 2021 · Amount on File |
| Deed Sale | May 17, 2021 · Amount on File |
| Prior Sale | Apr 6, 2010 · Amount on File |
| Deed Document Number | 20211632609 |
| Prior Transfer Date | Jun 21, 2007 |
| Prior Transfer Doc | 0001206060 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CASS ND |
| Recording Date | May 17, 2021 |
| Property Address | 1020 10TH AVE S, FARGO, ND 58103-3111 |
| Document Number | 0001632609 |
| Instrument Date | May 14, 2021 |
| Instrument | 1632609 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2024 |
| Title Company | FM TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1020 10TH AVE S, FARGO, ND 58103-3111 |
| Document Number | 0001632610 |
|---|---|
| Date | May 17, 2021 |
| Instrument | 1632610 |
| Name | VALLEY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Number | 0001632611 |
|---|---|
| Date | May 17, 2021 |
| Instrument | 1632611 |
| Name | NORTH DAKOTA HOUSING FINANCE AGENCY |
|---|---|
| Type | Government Agency |
| Address | BISMARCK, ND 58502 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 1020 10th Ave S was $3,121.
Source: Cass County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | North Dakota |
| County | Cass County |
| Municipality | Fargo City |
| Unified School District | Fargo Public School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,121.00 | $102,900 Land $18,000 Building $84,900 | $205,800 Land $36,000 Building $169,800 |
| 2023 | $2,826.00 | $92,450 Land $18,000 Building $74,450 | $184,900 Land $36,000 Building $148,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1020 10th Ave S in Zone X, an area of moderate flood risk, though there have been 3 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (1997–2009) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Mar 2009 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1020 10th Ave S has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FARGO serves 120,762 people · EPA ID ND0900336 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Bromate resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 589 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable · Fixed Wireless in parts of the area | 2,000 / 350 |
| Sparklight Cable | 1,000 / 50 |
May also be available: CenturyLink, Fidium Fiber, Verizon.
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