102 Zephyr, Apt 7, Hercules, CA 94547 Property Records

Contra Costa County property record for 102 Zephyr, Apt 7, Hercules, CA 94547

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 1,134 sqft · built 1983
Lot Size	0.013 acres (572 sqft)
Owner	Individual Name on File
Last Sale	$350,000 (Jun 2016)
Tax Bill	$6,825 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`404-110-098-5`

Property Details

APN / Parcel Number

Primary APN	`404-110-098-5`
Alternative APN	`404-110-098`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,134 sqft Living Area
1st Floor Area	564 sqft
2nd Floor Area	570 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1985
Architectural Style	Condo/Apartment
Lot Area	572 sqft (0.013 acres)
Garage Type	Attached
Garage Area	410 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	102 ZEPHYR, 7
City	HERCULES
State	CA
Zip	94547-1941
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	T06232 L B BG0014 U0007
Legal Subdivision	SUBDIVISION #6232
Legal Tract	6232
Legal Lot Number	B
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	1
Census Block	1008
Census Tract	359105

Owner

102 Zephyr, Apt 7 is owned and occupied by an individual who bought it in June 2016.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	102 ZEPHYR, 7, HERCULES, CA 94547-1941
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION
Sep 25, 2019	Deed of Trust, Mortgage · Conventional with PMI CASHCALL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 27, 2016 · Amount on File
Deed Sale	Jun 27, 2016 · Amount on File
Prior Sale	Sep 25, 2015 · Amount on File
Deed Document Number	2016124982
Prior Transfer Date	Jun 22, 2016
Prior Transfer Doc	0000124983
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	102 ZEPHYR APT 7, 7, HERCULES, CA 94547-1941
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	ORANGE COAST TITLE SAN JOSE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 ZEPHYR 7, 7, HERCULES, CA 94547-1941

Mortgage

Document Number	0000183182
Date	Aug 26, 2020
Instrument	2020-183182

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	102 ZEPHYR APT 7, 7, HERCULES, CA 94547-1941
Document Number	0000164666
Instrument Date	Sep 25, 2019
Transaction Type	Mortgage
Record Updated	Oct 16, 2019
Title Company	BNT TITLE COMPANY/CA, BNT TITLE CO/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	102 ZEPHYR #7 HERCULES CA 945471941, 7, HERCULES, CA 94547-1941

Mortgage

Document Number	0000164666
Date	Oct 1, 2019
Instrument	164666

Lender

Name	CASHCALL
Type	Funding / Finance Company
Address	IRVINE, CA 92612

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 30, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 102 Zephyr, Apt 7 was $6,825.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Hercules City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$422,609 (+2%) Land $150,931 Building $271,678
2025	$6,825.00	$414,323 Land $147,972 Building $266,351
2023	$6,515.00 (+1.1%)	$398,236 Land $142,227 Building $256,009
2022	$6,444.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 102 Zephyr, Apt 7 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 102 Zephyr, Apt 7 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Sonic Telecom, Unwired.

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