102 Winners Cir, Georgetown, KY 40324 Property Records

Scott County property record for 102 Winners Cir, Georgetown, KY 40324

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,198 sqft · built 2003
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on Record
Last Sale	$230,000 (Feb 2023)
Tax Bill	$1,695 (2025)
Deeds & Mortgages	Apr 2017 Mortgage Feb 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`165-20-256.000`

Property Details

APN / Parcel Number

Primary APN	`165-20-256.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,198 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Combination
Foundation Type	Block
Lot Area	5,227 sqft (0.12 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	102 WINNERS CIR
City	GEORGETOWN
State	KY
Zip	40324-9679
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE PADDOCKS
Legal Subdivision	THE PADDOCKS
Legal Lot Number	2
Legal Unit	6A
Jurisdiction	SCOTT KY
Township / Civil Division	GEORGETOWN
Census Block Group	2
Census Block	2014
Census Tract	40607

Owner

Source: Scott County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	102 WINNERS CIR, GEORGETOWN, KY 40324-9679
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL BANK & TRUST CO
Feb 13, 2023	Deed, Transfer · Conventional Mortgage PEOPLES EXCHANGE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 13, 2023 · Amount on Record
Deed Sale	Feb 13, 2023 · Amount on Record
Prior Sale	May 4, 2016 · Amount on Record
Deed Document Number	2023467404
Deed Book / Page	440 / 124
Record Updated	Oct 29, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	102 WINNERS CIR, GEORGETOWN, KY 40324-9679
Transaction Type	Mortgage
Record Updated	Mar 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1334/550
Date	Apr 26, 2017
Book Page	M1334/550
Instrument	368178

Lender

Name	CENTRAL BANK & TRUST CO
Type	Bank
Address	LEXINGTON, KY 40507

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

February 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Feb 13, 2023
Property Address	102 WINNERS CIR, GEORGETOWN, KY 40324-9679
Document Number	00D440/124
Book / Page	D440 / 124
Map Reference	CAB 7 SL 236
Instrument Date	Feb 10, 2023
Instrument	467404
Transaction Type	Transfer
Record Updated	Mar 26, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$230.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3070 STAMPING GROUND ROAD, GEORGETOWN, KY 40324

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 WINNERS CIR, GEORGETOWN, KY 40324-9679

Mortgage

Document Number	0000467405
Date	Feb 13, 2023
Instrument	467405

Lender

Name	PEOPLES EXCHANGE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

Tax Assessment & Valuation

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Scott County
Municipality	Georgetown City
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$239,500 (-)	$239,500 (-)
2025	$1,695.00 (+40.66%) Homeowner's exemption	$239,500 (+33.58%)	$239,500 (+33.58%)
2023	$1,205.00 (-18.64%) Homeowner's exemption	$179,300 (+4.98%) Land $37,500 Building $141,800	$179,300 (+4.98%) Land $37,500 Building $141,800
2022	$1,481.00	$170,800 Land $35,000 Building $135,800	$170,800 Land $35,000 Building $135,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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