Pender County property record for 102 Windward Dr, Surf City, NC 28445 · Last verified February 2026
| Property Type | Residential > Multi-Unit > Duplex |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1992 |
| Square Footage | 788 sqft Living Area |
| Lot Size | 4,356 sqft (0.1 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $132,500 (2002) |
| Tax Bill | $1,758.00 (2025) |
| Primary APN | 4234-35-2162-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 788 sqft Living Area |
| Stories | 2 Stories |
| Year Built | Built 1992 |
|---|---|
| Architectural Style | Duplex Single Style |
| Exterior Material | Wood Exterior |
| Foundation Type | Pile Foundation |
| Lot Area | 4,356 sqft (0.1 acres) |
| Depth X Width | 174 ft x 25 ft Depth x Width |
| Shed | 1 Shed |
| Shed Area | 15 sqft Shed |
| Deck Area | 120 sqft Deck |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 400834247 |
|---|---|
| Old Parcel Number | 4234 35 2162 0000 |
| Street Address | 102 WINDWARD DR |
| City | SURF CITY |
| State | NC |
| Zip | 28445-6968 |
| Property Usage | Residential Property Usage |
| Type | Residential > Multi-Unit > Duplex |
| Legal Description | LT 1A,PB 27/125 WINDWARD CAY |
| Legal Subdivision | WINDWARD CAY |
| Legal Lot Number | 1A |
| Jurisdiction | PENDER NC |
| Minor Civil Division | TOPSAIL |
| Census Blockgroup | 1 |
| Census Block | 1055 |
| Census Tract | 920106 |
Source: Pender County records · APN 4234-35-2162-0000
Assessment roll updated January 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 102 WINDWARD DR # A, A, SURF CITY, NC 28445-6968 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 07, 2020 | Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) LOANDEPOT.COM LLC |
| May 21, 2018 | Deed of Trust, Mortgage · Veterans Administration Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 06, 2002 · Amount on Record |
| Deed Sale | Sep 06, 2002 · Amount on Record |
| Deed Doc Number | 0002861941 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 102 WINDWARD DR, SURF CITY, NC 28445-6968 |
| Document Number | 0047082749 |
| Instrument Date | Apr 07, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2020 |
| Title Company | SERVICELINK EAST ESCROW |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 102A WINDWARD DR SURF CITY NC 284456968, SURF CITY, NC 28445-6968 |
| Document Number | 0047082749 |
|---|---|
| Date | Apr 14, 2020 |
| Book Page | 004708/002749 |
| Instrument | 20062086 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 13, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 102 WINDWARD DR, SURF CITY, NC 28445-6968 |
| Document Number | 0046660771 |
| Instrument Date | May 21, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 03, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 102A WINDWARD DR SURF CITY NC 284456968, SURF CITY, NC 28445-6968 |
| Document Number | 0046660771 |
|---|---|
| Date | Jun 05, 2018 |
| Book Page | 004666/000771 |
| Instrument | 20037509 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 04, 2048 |
Source: Pender County records · Assessment roll updated January 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Pender County |
| Municipality | Surf City Town |
| Unified School District | Pender County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,758.00 (+12.55%) | $631,092 (+197.95%) Land $370,000 Building $261,092 | $631,092 (+197.95%) Land $370,000 Building $261,092 |
| 2023 | $211,812 (-) Land $89,101 Building $122,711 | $211,812 (-) Land $89,101 Building $122,711 | |
| 2022 | $1,562.00 | $211,812 Land $89,101 Building $122,711 | $211,812 Land $89,101 Building $122,711 |
Source: FEMA National Flood Hazard Layer, Pender County (37141C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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