102 Windgate Pl, Oak Ridge, TN 37830 Property Records

Roane County property record for 102 Windgate Pl, Oak Ridge, TN 37830

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,429 sqft · built 1990
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Last Sale	$343,500 (Jan 2005)
Tax Bill	$2,504 (2022)
Deeds & Mortgages	Jun 2026 Line of Credit Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`073009H A 01900`

Property Details

APN / Parcel Number

Primary APN	`073009H A 01900`
Alternative APN	`009H A 01900`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	3,429 sqft Living Area
1st Floor Area	2,143 sqft
Upper Floors Area	2,143 sqft
Basement Area	2,143 sqft
Unfinished Basement	2,143 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2000
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	87,120 sqft (2 acres)
Lot Dimensions	324 ft deep x 401 ft wide
Terrain	Rolling
Porch	Patio
Porch Area	793 sqft
Patio Area	450 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	102 WINDGATE PL
City	OAK RIDGE
State	TN
Zip	37830-8643
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 2; SUBDIVISION: RESUB PARCEL 32; BLOCK: 12BM
Legal Subdivision	OAK HILLS ESTATES
Legal Block	12BM
Jurisdiction	ROANE TN
Township / Civil Division	4
Census Block Group	1
Census Block	1001
Census Tract	30100

Owner

102 Windgate Pl is owned and occupied by two individuals who bought it in January 2005.

Source: Roane County records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	102 WINDGATE PL, OAK RIDGE, TN 37830-8643
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2026	Deed of Trust, Mortgage · Line of Credit ORNL FEDERAL CREDIT UNION
Oct 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage ORNL FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 28, 2005 · Amount on File
Deed Sale	Jan 28, 2005 · Amount on File
Prior Sale	Nov 22, 2004 · Amount on File
Deed Book / Page	1097 / 761
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROANE TN
Recording Date	Jun 24, 2026
Property Address	102 WINDGATE PL, OAK RIDGE, TN 37830-8643
Document Number	0000022020
Book / Page	2045 / 2006
Instrument Date	Jun 15, 2026
Instrument	202622020
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 WINDGATE PL, OAK RIDGE, TN 37830-8643

Mortgage

Document Number	0000022020,
Date	Jun 24, 2026
Book Page	2045/2006
Instrument	202622020

Lender

Name	ORNL FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jul 1, 2046

Interest

Rate Type	Adjustable Rate
Rate	7%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROANE TN
Property Address	102 WINDGATE PL, OAK RIDGE, TN 37830-8643
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1765579
Date	Oct 30, 2020
Book Page	1765/579
Instrument	20008326

Lender

Name	ORNL FCU
Type	Credit Union
Address	OAK RIDGE, TN 37831

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2035

Tax Assessment & Valuation

Source: Roane County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Roane County
Municipality	Oak Ridge City
Unified School District	Oak Ridge City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$177,500 Land $15,975 Building $161,525	$710,000 Land $63,900 Building $646,100
2023		$107,000 (-) Land $13,850 Building $93,150
2022	$2,504.00	$107,000 Land $13,850 Building $93,150	$428,000 Land $55,400 Building $372,600
2020			$428,000 Land $55,400 Building $372,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 102 Windgate Pl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2019 · Severe Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 102 Windgate Pl is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 79% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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