Okaloosa County property record for 102 Winchester Way, Crestview, FL 32539
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,630 sqft · built 1997 |
| Lot Size | 0.379 acres (16,496 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $171,000 (Jan 2018) |
| Tax Bill | $2,332 (2025) |
| Deeds & Mortgages | May 2023 Mortgage Jul 2021 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-592-0485-9 |
| Primary APN | C56-000-592-0485-9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,630 sqft Living Area |
| Gross Area | 2,842 sqft |
| 1st Floor Area | 1,630 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 16,496 sqft (0.379 acres) |
| Lot Width | 100 ft Width |
| Garage Type | Attached |
| Garage Area | 380 sqft |
| Porch | Screened/Unfinished Porch |
| Porch Area | 832 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 102 WINCHESTER WAY |
|---|---|
| City | CRESTVIEW |
| State | FL |
| Zip | 32539-8952 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HUNTER WOODS LOT 16 |
| Legal Range | 23W |
| Legal Township | 03N |
| Legal Section | 04 |
| Legal Subdivision | HUNTER WOODS |
| Legal Lot Number | 16 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | CRESTVIEW |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 20400 |
102 Winchester Way is owned by two individuals who bought it in January 2018.
Source: Okaloosa County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2128 LESTER AVE, LAS CRUCES, NM 88001-4040 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 18, 2023 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Jul 8, 2021 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Jan 24, 2018 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Jun 26, 2017 | Grant Deed, Transfer ATTORNEY ONLY |
| Apr 17, 2017 | Grant Deed, Foreclosure ATTORNEY ONLY |
| Mar 21, 2017 | Trustee's Deed, Foreclosure |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 24, 2018 · Amount on File |
| Deed Sale | Jan 24, 2018 · Amount on File |
| Prior Sale | Jun 26, 2017 · Amount on File |
| Deed Document Number | 20183184461 |
| Deed Book / Page | 3334 / 2838 |
| Prior Transfer Date | Apr 22, 2009 |
| Prior Transfer Doc | 0028873201 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 102 WINCHESTER WAY, CRESTVIEW, FL 32539-8952 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2023 |
| Name | Verified Name |
|---|---|
| Address | 955 MORDRED ST, SUMTER, SC 29154-7407 |
| Document Number | 0036753215 |
|---|---|
| Date | May 18, 2023 |
| Book Page | 3675/3215 |
| Instrument | 3624521 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Mar 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 102 WINCHESTER WAY, CRESTVIEW, FL 32539-8952 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2023 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 955 MORDRED ST, SUMTER, SC 29154-7407 |
| Document Number | 0035590811 |
|---|---|
| Date | Jul 8, 2021 |
| Book Page | 3559/811 |
| Instrument | 3470130 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jun 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jan 24, 2018 |
| Property Address | 102 WINCHESTER WAY, CRESTVIEW, FL 32539-8952 |
| Document Number | 0033342838 |
| Book / Page | 3334 / 2838 |
| Map Reference | MB9 PG74 |
| Instrument Date | Jan 19, 2018 |
| Instrument | 3184461 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4121 COMMONS DR W # W2304, 4121, DESTIN, FL 32541-8494 |
| Name | Verified Name |
|---|---|
| Address | 102 WINCHESTER WAY, CRESTVIEW, FL 32539-8952 |
| Document Number | 0033342842 |
|---|---|
| Date | Jan 24, 2018 |
| Book Page | 3334/2842 |
| Instrument | 3184464 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jun 26, 2017 |
| Property Address | 102 WINCHESTER WAY, CRESTVIEW, FL 32539-8952 |
| Document Number | 0033053266 |
| Book / Page | 003305 / 003266 |
| Instrument Date | Jun 15, 2017 |
| Instrument | 3143443 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $763.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | PO BOX 5109 DESTIN FL 325405109, DESTIN, FL 32540-5109 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Apr 17, 2017 |
| Property Address | 102 WINCHESTER WAY, CRESTVIEW, FL 32539-8952 |
| Document Number | 0032952387 |
| Book / Page | 003295 / 002387 |
| Instrument Date | Apr 11, 2017 |
| Instrument | 3129145 |
| Transaction Type | Foreclosure |
| Record Updated | May 17, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Mar 21, 2017 |
| Property Address | 102 WINCHESTER WAY, CRESTVIEW, FL 32539-8952 |
| Document Number | 0032914506 |
| Book / Page | 003291 / 004506 |
| Instrument Date | Mar 6, 2017 |
| Instrument | 3124139 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 18, 2017 |
| Amount | Amount on Record |
|---|---|
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Partnership |
| Address | 9990 RICHMOND AVE #400 HOUSTON TX 770424546, 400, HOUSTON, TX 77042-4546 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 102 Winchester Way was $2,332.
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,332.00 | $232,083 Land $25,835 Building $206,248 | $232,083 Land $25,835 Building $206,248 |
| 2023 | $2,371.00 (+6.51%) | $249,480 (+6.61%) Land $21,949 Building $227,531 | $249,480 (+6.61%) Land $21,949 Building $227,531 |
| 2022 | $2,226.00 | $234,010 Land $20,513 Building $213,497 | $234,010 Land $20,513 Building $213,497 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 102 Winchester Way in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (2008–2010) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Feb 2010 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 102 Winchester Way is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 86% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AUBURN WATER SYSTEM public/private · serves 22,903 people · EPA ID FL1460035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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