102 Williams Rd, Fletcher, NC 28732 Property Records

Buncombe County property record for 102 Williams Rd, Fletcher, NC 28732

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 3,228 sqft · built 1973
Lot Size	1.33 acres (57,935 sqft)
Owner	2 Individual Names on Record
Last Sale	$339,000 (Feb 2017)
Tax Bill	$3,248 (2025)
Deeds & Mortgages	Oct 2019 Line of Credit Dec 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9664-46-1104-00000`

Property Details

APN / Parcel Number

Primary APN	`9664-46-1104-00000`
Alternative APN	`966410460026000`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,228 sqft Living Area
Gross Area	4,463 sqft
1st Floor Area	1,329 sqft
2nd Floor Area	1,899 sqft
Basement Area	1,235 sqft
Unfinished Basement	1,235 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Architectural Style	Contemporary
Exterior Material	Wood
Roof Type	Gambrel
Roof Material	Composition Shingle
Lot Area	57,935 sqft (1.33 acres)
Garage Area	645 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	230 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Old Parcel Number	966410460026000
Street Address	102 WILLIAMS RD
City	FLETCHER
State	NC
Zip	28732-8431
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DEED DATE:02/28/2017 DEED
Legal Description	DEED DATE:02/28/2017 DEED:5524-1511 PLAT:0000-0000
Legal Subdivision	EW GRVS KIMBERLY LAND
Legal Lot Number	26
Jurisdiction	BUNCOMBE NC
Township / Civil Division	LIMESTONE
Census Block Group	3
Census Block	3010
Census Tract	3202

Owner

Source: Buncombe County records, as of September 24, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	102 WILLIAMS RD, FLETCHER, NC 28732-8431
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2019	Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L ASSN/CLEVELAND
Dec 22, 2017	Deed of Trust, Mortgage SOUTHERN FIRST BK NA
Feb 28, 2017	Warranty Deed, Transfer · Line of Credit SOUTHERN FIRST BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2017 · Amount on Record
Deed Sale	Feb 28, 2017 · Amount on Record
Deed Document Number	0055241511
Deed Book / Page	5524 / 1511
Record Updated	Jun 8, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	102 WILLIAMS RD, FLETCHER, NC 28732-8431
Document Number	0058270136
Instrument Date	Oct 23, 2019
Transaction Type	Mortgage
Record Updated	Nov 8, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	102 WILLIAMS RD FLETCHER NC 287328431, FLETCHER, NC 28732-8431

Mortgage

Document Number	0058270136
Date	Oct 29, 2019
Book Page	005827/000136

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 28, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.99%

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	102 WILLIAMS RD, FLETCHER, NC 28732-8431
Document Number	0056240219
Book / Page	005624 / 000219
Instrument Date	Dec 22, 2017
Transaction Type	Mortgage
Record Updated	Jan 4, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	102 WILLIAMS RD FLETCHER NC 287328431, FLETCHER, NC 28732-8431

Mortgage

Document Number	0056240219
Date	Dec 28, 2017
Book Page	005624/000219

Lender

Name	SOUTHERN FIRST BK NA
Type	Bank
Address	CAYCE, SC 29033

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 27, 2047

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Feb 28, 2017
Property Address	102 WILLIAMS RD, FLETCHER, NC 28732-8431
Document Number	0055241511
Book / Page	005524 / 001511
Instrument Date	Feb 28, 2017
Transaction Type	Transfer
Record Updated	Mar 9, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$678.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	31 LAUREL CT ARDEN NC 287042807, ARDEN, NC 28704-2807

Mortgage

Document Number	55241514
Date	Feb 28, 2017
Book Page	005524/001514

Lender

Name	SOUTHERN FIRST BK NA
Type	Bank
Address	GREENVILLE, SC 29606

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Feb 27, 2018

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Buncombe County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,248.00 (+8.16%)	$503,900 (-)
2023	$3,003.00	$503,900	$503,900 (-) Land $63,800 Building $440,100
2021			$503,900 Land $63,800 Building $440,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2004–2018)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 72% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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