102 Westminster Rd, Charlottesville, VA 22901 Property Records

Albemarle County property record for 102 Westminster Rd, Charlottesville, VA 22901

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,150 sqft · built 1966
Lot Size	0.344 acres (14,985 sqft)
Owner	Individual Name on File
Last Sale	$745,000 (May 2023)
Tax Bill	$6,325 (2026)
Deeds & Mortgages	May 2023 Sale & Mortgage Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`060D0-00-0D-01100`

Property Details

APN / Parcel Number

Primary APN	`060D0-00-0D-01100`
Alternative APN	`22146`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	1 Story
Building Area	2,150 sqft Finished Area
Basement Area	2,162 sqft
Finished Basement	1,798 sqft
Unfinished Basement	364 sqft
Family Room	Family Room
Flooring	Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Split Level
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Material	Wood
Lot Area	14,985 sqft (0.344 acres)
View / Lot	Proximity to Airport

Exterior Amenities

Porch	Slab
Porch Area	44 sqft
Deck Area	168 sqft
Patio Area	731 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	102 WESTMINSTER RD
City	CHARLOTTESVILLE
State	VA
Zip	22901-2230
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2 RESIDEN
Legal Description	CANTERBURY HILLS 3 D 11
Legal Subdivision	CANTERBURY HILLS
Jurisdiction	ALBEMARLE VA
Township / Civil Division	JACK JOUETT
Census Block Group	3
Census Block	3004
Census Tract	10801

Owner

102 Westminster Rd is owned and occupied by an individual who bought it in May 2023.

Source: Albemarle County records, as of September 30, 2026

Owner of Record	Individual Name on File
Mailing Address	102 WESTMINSTER RD, CHARLOTTESVILLE, VA 22901-2230
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 31, 2023	Deed, Transfer · VA Mortgage GUARANTEED RATE INC
Sep 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage GEORGE MASON MTG
May 4, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA/IL
Nov 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage GEORGE MASON MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 2023 · Amount on File
Deed Sale	May 31, 2023 · Amount on File
Deed Document Number	20234451
Record Updated	Oct 29, 2026

May 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	May 31, 2023
Property Address	102 WESTMINSTER RD, CHARLOTTESVILLE, VA 22901-2230
Document Number	202300004451
Map Reference	MB 393 PG 295
Instrument Date	May 19, 2023
Instrument	202300004451
Transaction Type	Transfer
Record Updated	Jun 29, 2023
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$745.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	102 WESTMINSTER RD, CHARLOTTESVILLE, VA 22901-2230

Mortgage

Document Number	202300004453
Date	May 31, 2023
Instrument	202300004453

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	102 WESTMINSTER RD, CHARLOTTESVILLE, VA 22901-2230
Document Number	0000012607
Instrument Date	Sep 10, 2020
Transaction Type	Mortgage
Record Updated	Sep 24, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 WESTMINSTER RD CHARLOTTESVILLE VA 229012230, CHARLOTTESVILLE, VA 22901-2230

Mortgage

Document Number	0000012607
Date	Sep 15, 2020
Book Page	005387/000419
Instrument	12607

Lender

Name	GEORGE MASON MTG
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 14, 2050

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	102 WESTMINSTER RD, CHARLOTTESVILLE, VA 22901-2230
Document Number	0000005336
Instrument Date	May 4, 2018
Transaction Type	Mortgage
Record Updated	Jun 1, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 WESTMINSTER RD CHARLOTTESVILLE VA 229012230, CHARLOTTESVILLE, VA 22901-2230

Mortgage

Document Number	0000005336
Date	May 17, 2018
Book Page	005047/000731
Instrument	5336

Lender

Name	BANK OF AMERICA/IL
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 16, 2048

Interest

Rate Type	Adjustable Rate

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	102 WESTMINSTER RD, CHARLOTTESVILLE, VA 22901-2230
Document Number	0000013971
Book / Page	004990 / 000110
Instrument Date	Nov 27, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	COURT SQUARE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 WESTMINSTER RD CHARLOTTESVILLE VA 229012230, CHARLOTTESVILLE, VA 22901-2230

Mortgage

Document Number	0000013971
Date	Dec 1, 2017
Book Page	004990/000110
Instrument	13971

Lender

Name	GEORGE MASON MTG
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 30, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 102 Westminster Rd was $6,325, up 4% from the year before.

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,325.00 (+4.01%)	$707,500 (+4%) Land $157,500 Building $550,000	$707,500 (+4%) Land $157,500 Building $550,000
2025	$6,081.00	$680,300 Land $157,500 Building $522,800	$680,300 Land $157,500 Building $522,800
2023	$2,775.00 (-36.76%)	$650,100 Land $157,500 Building $492,600	$650,100 Land $157,500 Building $492,600
2022	$4,388.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 102 Westminster Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 102 Westminster Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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